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��a���o���a <br />201102663 <br />(G� "Lender"is Union Bank and Trust Company <br />Lenc3er is a Commerci al Bank <br />organized and existing under the laws of Neb r d S k a <br />I,ender's address is 4243 Pi oneer Woods Dri ve Li ncol n NE 685 <br />(D) "Trastee"is Union Bank & Trust Company <br />(E) "MERS° is Mortgage Electroaic Registration Systems, Inc. MERS is a <br />acting solely as a nominee for Lender and Lender's succes.sors and assigns <br />under this Security Instrumenk MERS is organized and existing under the I <br />address and telephone number of P.O. Box 2�2�, Flint, MI 48501-2026, tel. ( <br />(F} "Note" means the promissary note signed by Borxower and dated Md reh. <br />The Note states that Borrower owes Lender ON E H U N D RE D TW ENTY TH <br />(U.S. $ 124 . 000. 00 ) plus interest. Borrower has promised to pa <br />Payments and to pay the debt in full not Iater than Apri 1 1, 2032 <br />(G} °Property" means the property that is described below under the headi <br />Property. " <br />{� "Loan" means the debt evidenced by the Note, plus interest, any prepay <br />due under the Note, and all s►�ms due under this Securiry Instrument, plus inti <br />{n "Riders" means a11 Riders ta this Security Instrument that are executed <br />Riders aze to be executed by Borrower [check box as applicable2: <br />201102�68 <br />�(- <br />separate corporation that is <br />MERS is t6e benetidary <br />�vs of Delaware, and has an <br />68) 679-MERS. <br />�a, zoii . <br />1SAND AND 00l100 <br />Dollars <br />;his debt iza regular Periodic <br />"Transfer of Rights in the <br />charges and late charges <br />Borrower. The follawing <br />[� Adjustable Rate Rider ❑ Condominium itider � Seoon Home Rider <br />[� Balloon Rider [� Planned Unit Development Rider O 1-4 F' y Rider <br />� VA Rider 0 Biweekly Payment Rider � Other )[specify] <br />(� "Applicable Law" means all controlling apQlicable federal, state ar <br />ordinances an�d administrative rules and orders (that liave the effect of law) <br />non-appealable judicial opinions. <br />(I� "Commanity Association Dues, Fees, aad Aasessments" means all du� <br />charges that are imposed on Borrower or the Property by a condomini <br />association or similar organization. <br />(L) "Electrnnic Funds Transfer" means any transfer of funds, other tha <br />check, draft, or similar paper instrument, which is inita:t�ed through an p <br />instsument, computer, or magnetic f,ape so as to order, instrud, Qr aathoriae <br />or credit an acc:ount. Such term includes, but is not linnited to, point-of=s <br />machine transactions, transfers initiated by telephone, v��ire transfers, <br />transfers. <br />(Nn "Escrow Items" means those items that are described in Section 3. <br />(i� "Miscellaneous Proceeds" means any conapensation, settlement, award <br />by any third parfy (other than insurance procxe�ls paid under the coverages � <br />damage to, or destrudion of, the Property; (ii) condemnation or other tal <br />Property; (iii) conveyauce in lieu of condemnation; or (iv) misrepresentatio <br />value and/or condition of the Property. <br />{O) "Mortgage Lnsurence" means ins�uance protecting I.ender aga.inst the ; <br />the Loan. <br />NEBRASKA - Single Family - Fannie 1Asa/Freddie Mac UNIFORM INSTRUMENT W <br />� SA(NE) �aeio� paoe � of is inn�� <br />locat statutes, regulations, <br />well as all applicable finat, <br />fees, assessments and ot�er <br />i association, homeowners <br />a transadion originated by <br />rtronic termina2, telephonic <br />fim�ncaal institution to debit <br />, transfers, automated teller <br />d automated clearinghouse <br />damages, or proc�eds paid <br />�ribed in Section � for: (i) <br />; of all or any part of the <br />of, or omissions as to, the <br />of, or defautt on, <br />11-41-000005 <br />Form 3028 1/01 <br />