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<br /> g, gar�rd or pcoperty Insuranze, Borrow�r shal! keep the improvements now existin� be ftcreFSfter e�erted on the -, .
<br /> Property ins�md against loss by fire,ha7ards included within the term "extended wverage" and any other ha73rds, incladimg _
<br /> floods or floading,for which Len�dec reyuires insurance. This insurance shall be maintainect itt the amauntti nnd for tke perir►tSs
<br />' that Lender requires. 'fhe insurance carr'ser providing the insurance shalj be c�f►osen by B«rrowe� +ubje�.K tu [..en�±er's approval
<br /> which shall ttot be unreasor.ably withheld. If 8orrower fails to maintain coverage descrahcd aBuve, Lender rtmy, at Lendes's
<br />� option,obtain coverage ro protect I.ender's rights in the Pso�rty in accordance with paragraph 7. ____
<br /> All insurance policies and renewats shall be acceptable to Ixnder and shall inciude a sturtd��d mon;a�e clause. Le�eder �
<br /> shtilll have the right to hold tlte policies and renewals.If Lender r�quires.Borrower shall promptly givc tu Lcndcr all receipts of _
<br /> paid premiums and renewa! notices.in the event of lass. Borrower shall give prompt notice to the insurance carrier artd Lender.
<br />--,� Lender may make proof of Eoss if not made gmmpdy by Borrower. ��rt:�,�
<br />"�� Unless Lender and Barro�vrr otherwise agree in writing,insurance proceeds shaU be applied tc�nesturation or repair of c�e �_s._
<br /> Properry damaged.if the restontion or repair is econor�ically feasible and Lender's security is nat lessened. If the restoration ar �•`�__--.
<br /> � rep�ir is not econamically feasible or Lender's security would be lessened,the insw�artce p�ceeds shall he applied to the sums �����
<br /> ` secs�by this Security Inswment,whether or not then due, with any excess paid to Borrower. If Borrower abandons the ��
<br /> F:op�,o�da�rcot answer aithin 30 days a notice from Lender that the insurance c�ier has offemd to r,ettle a claim, tPaen �
<br /> ..,� � Le-�a±:y cctlt�the instirance pmceeds. 1.ender may use the proceeds to repair or restore the Property or to pay sums �.;J,�.,�
<br /> �ece�.-�by chis S�rity Instrument,whether or not then due.Tixe 3Q-day prrind will tregin when the notice is given. —F�+- �
<br /> B:�less Lender and Borrower othenvise agree in writing, any application of}m�c�s to principal shall not exten, or ';i�;,;
<br /> t-'t.
<br /> pos¢one ttse due date of the monthly payments referred tio in paragraphs 1 and 2 �r change the amoum af the�ymenta. If ,��:-_,,_.
<br /> under paragraph?1 tite Property is acqaired T�y Le n d er,�as�wer's ri g ht eo any insura�ce go licies an d p r o c e r.�s r�u i t i n g f r c►m ���
<br /> damage to the Prarx�ty prior to the acquisirion sha!1�ass t�E.ender to the e�ctent of the sums secured by this Security Instnnn°nt
<br /> .,� imme�iiately Frv:�the acquisition. �. -'=_
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<br />� �.(�ec�sQ,�.��x9 Preseraation,Mainteaa�tce and Pr,�tt�an of the ProPertY;IIIITI'b6VYT'9 LQIIII Ap[SI�CBIISQ'.3,;II.48SEbG�t�S. �,,,.:"_"�
<br /> Eorr�a�:r st�a!i a�c�py,esrabfish.and use the Praperty as�n�wer's principa!residence witlun si.�cty days after c:*,�c�,�udon of C_T=",----_--
<br /> ;R,u��-
<br /> this`��rity Ir.s�.-:�ent and shall continue to occupy the tPre��erty as 8orrower's pLinc:,�al residence for at least��year aftcr �°='1='�-
<br /> the d�tte of occ�p�rcy,unless Lertder otherwise agrees in writing,which oonsent shaU not be unreasonably withheld, or unless —
<br /> •��'::�• extenuating circr.�stances exist which are beyond Borrower's control. Bor�ower shall nat destnoy, dama�e or impair the
<br /> Property, allow t��e Prope�ty to deteriorate, or oommit waste on the Property. Borrower shall be in default if any forfeiture ,'i.;i�'��?,
<br /> action or proce�ing, whether civil or zriminal,is begun t'�at in Lender's good faitb judgment coald result in forfeiture of the :"t,�.,;��
<br /> ..,%;," Property or othenvise materially impair the lien created by�is Sec�rrity Instrument ar T:.eirder's security interest. Borrower may
<br /> 'l�`;; cure such a defa•�J:�v�:d reinstate,as providad.i.a F�.-agraYU t8,by causing the act�an ar pmceeding tc�e dismissed with a niljng _ ..:-
<br /> ��;�:� t6at, in Lender's �ar��d faith determinatioa_ �.-ri9.T;,...-�,�s f�arfeitiue of the.Bm'rower's imer�ast in ttt�lAvperty or other material �_,-______
<br />."`�,.�f`;'��r impairment of tf_•y 1�created by this Ser.�ig::.suu�..�.�or I.ender's secnrity imaresK. I�orro�v�-�cal( also be in default if ��"�__-
<br /> Sorrower.during�e toan application process,gave mat�is�l.�� false or inaccurate infannation or statza�ents to Ler�(or fail�l
<br /> to provide Yxndez g�th any material information)in connecKion�vith the loan evidanced by the Note,including,bc:not limitui
<br /> • to,representatia;�b:e�nceming Borrower's oc.�:pancy of the Property as a principal��sidcnce. If this Security Insuument is an a ��------=--
<br /> teasehold. Borraa+er shall comply with all �e provisions of the lease. If Horrosvar acquires fee G�le to the Property. thE .�`�_
<br /> teasehald and the fee title sha11 not merge unless Leuder agrees co the merger in writin�. �
<br />� 7.Protertion of Lender's Rlghis in the Property.If Borrower fails to perfarm th¢covenants and a�reements contained'u►
<br /> this Security Inswment,or theqr is a legal proceeding that may significantly affect Lender s ri�hts in Ute Progerty (such as a f'"""°`�"'
<br /> . `;. proceeding in banlwptcy,prabate,for condemnarion or f�rfeiture or to enforce Ia�vH or regulations),then Lender�nay do and ! .__.
<br /> . ;� pay for whatever'sa necessary to protect tF� ���ae of the Property and Lender's righis in the Pt���r:.}r. I.ender's actions m�y —
<br /> inctude payins �,• swns se�vred b;� a l:�m w;:ich has priority over this Secu�ty Instnunent, �earing in coun, paying
<br /> ��• reasonable attameys'fees r�d r•.zrzs��g on`�x:C�ra�perty c_:�s�eke repairs.Although,Lcnder mtty tnl:e acfion under this paragr�ph --
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<br /> � `F T.Lender does not have to dc�:: ==----
<br />. Any amounts disbvrs�;^y Len�.r ius►i�:,^this paragaph ? shall become xdct{tflon� @ebt of Harrower secured by tbis __
<br /> Serur�ty[nsuument. Unless Borrower a^��P�t�nSer agree to other terms at pa��ment, t�rse amcuna�,<.��a11 6ear interest from the _
<br /> . , date of disbursement at the Note rate �: �11nl5 be payable, with intcr1sst. upon nutice from Ir..r�c?�:to Borrower requesQeng --�
<br /> pay�-.�nt. � ---_ -
<br /> '. f�t.?19otIIgage lasurt�u�6ff F:.:;ader re,eaired mortgage insurance as a conditian,of muking the loan secared by this Security �_ =-•-
<br /> ,' 1r:sC.�z�:ene, Borrower shall l�c�+ 44�3 j7TC.T.IliUU;6 required to maintain the mortspgo in5urance in eNect. If, for any reason. 9he �``�="``
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<br /> ;;;,� moagage insurars:z coverab c�;=._:::d 4;�Laflaer lapses or ceases to be in effect.Harrower sbnll�¢��the premiums reyuired to -m-
<br /> • `���` obtain coverage��i:stanrially o1�sr��!ect;c�j��mortgage insurance pre►•iously in effcct,at a coat�,�;ssantiNly equivalent to 11�s E�
<br /> • .: ;.� aax��Borrower of the rua�t�t_�e i�surar.c� previously in effect. from an altmnute mortguga insui+er approved�f Lender. If =
<br /> i su6stantially equivaient mort�:�:: <nsurance coverage is not available.Borrower st�alt�FnJ to Lendur eueh month a.ca�equal to
<br /> � ; . ane-twelfth of the yearly mortgs.ge insunr.ce cremium being paid by�orrower when d:�3nsutwt�coverage tups�+r.•L seased to
<br /> � � : be in effect.Len�er will accept.use and n�:i�n.s,yese payments as a loss reserve in licu of mor?��;�� i,nsurance. �ss res�ssve �"�
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