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201102624 I3onower shall pro�npily discharge any lien which has priority over this Security Instnunent unless Borrowcr: (a) agrccs in writing to thc paymcnt of thc obligation sccurcd by thc licn in a manncr acccptablc to Lender, but only so long as Borrowcr is perfonning such agreement; (h) contests the lien in good faith by, or deferids against tnforcement of the lien in, legal proceedings which in Lender's opinion uperate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings ure concluded; ur (c) secures Gum lhe hulder of the lien un agreement salisfaclury to Lender suburdinaling the lie❑ to this Security Instniment If Lender determines that any ��art of the Properly is subject to a lien which can attain priority over this Security Insirument, Lender may give Borrower a notice identifying the lien. Witbin 10 days of the date on which that notice is given, Borrower shall satisfy tbe lien or take one or mom of the actions set 1'orth above in this Section 4. Lcndcr tnay rcquirc Borrowcr to pay a onc-timc chargc lor a rcal cstatc tax vcrification and/or reporting service used by Lender in connection with this Loan. 5. Propertv Insurance. Borrower shall keep lhe itnproveroents now existing or hereatter erccted on the ProPcrty insured againsl loss by fire, hazards included within the tenn "extended coverage," and a�y other hazurds including, bul nul limiled lu, eurthyuakes and Iluods, liir which Lender reyuires insurance_ This insurance shall be maintained i❑ ihe ainounts (including dc;ductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the tenn of the Loan. 1'he insurance carrier providing the insurance shall be chosen hy T3orrower subject to Lender's right to disapprove Borrower's choice, which right shall not bc cxcrcised unreasonably. Lender may rcquirc Borrowcr to pay, in conncction wiUi this Loan, cithcr: (a) a onc-titnc chargc for flood zonc determination, certitication anc� tracking services; or (b) a one-lime charge for flood zone determination and certilication services and subsequent charges each tiinc rcmappings or similar changes occur which reasonably might uffect such detennination or cerliiicatton_ Bonower shall also be responsible for the puymenl of any fees imposed by lhe Fed�rul �mergency Manugemeni nge;ncy in connection with the review of any flood zone dctennination resulting froin an objection by Borrow�r. If Borrower fails to niaintain any of the coverages described abovc, Lender may obtain insurance coverage, al Lender's o��tion and Borrower's expense. Lender is undcr no obligation to purchase any particular tyCe or amount of coverage. Therefore, such coverage shall cover Lender, but might or tnight not protcct Borrowcr, Borrowcr's cquity in thc Property, or thc contcnts o£ thc Property, against any risk, harard or liability and might provide greater or lesser coverage than was previously in effect. Bonower acknowledges that the cost of thc insurance coverage so obtained mighl significantly exceed the cost of insurance that Borrower could have obtained. Any ainottnts disbursed by Lender under lhis Section 5 shall bec;ome addilion3l deM of Borrower secured by lhis Security Instniment. "1'h�se amuunls shall bear interest at the Note rate from the datc of disbursemeni and sl�all be payable, with such intc;rest, upon notice from Lender to Borrower mquesting paynient. All insurance policics reyuired by Lender and renewals oC such policies shall be subject to Lender's right to disapprove such policies, shall include a standard morigage clause, and shall name Lender as mortgagcc andlor as an additional loss paycc. Lcndcr shall havc thc right to hold thc policics and rencwal ccrtificatcs. If Lcndcr rcquires, Borrowcr shall promptly givc to Lcndcr all rcccipts of paid prcmiums and renewal notices. If Borrower obtains any fonn of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard inortgage clause and shull nume Lender as murtgagee and(or as an addiliunul luss payee. Iu the cvent of loss, Borrower shall give promrt notice to the insura��ce carrier and Le��der. Lender may u�ake proof of loss i1' not �nade promptly by Borrower. Unless Lcnder and Borrower othcrwise agree in writing, any insurance proceeds, whether or nol the underlying insurance was required by Lender, shall be applied to restoration or repair of the Praperty, if the restoration or repair is economically feasible and Lender's security is not lessened_ During such repair and restoration period, Lender shall have the right to hold such insurancc procccds until Lcndcr has had an opportunity to inspcct such Property to cnsurc thc � ' NEBRASKA- Single Family - FannieMaelFreddie Mac UNIFORM INSTRUMENT� �' �' �-6�NE) �oai�� Page 6 of 15 �nitia�s Fo�h7 3028 1/01