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�oi1o2s2o <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and <br />replacements. A promissory note or other agreement, No. 74770, dated March 28, 2011, from Grantor to <br />Lender, with a loan amount of S 117,000.00 and maturing on June 26, 2011. <br />B. All Debts. All present and future debts from Grantor to Lender, even if this Security Instrument is not <br />specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If more than <br />one person signs this Security Instrument, each agrees that it will secure debts incurred either individually or <br />with others who may not sign this Security Instrument. Nothing in this Security Instrument constitutes a <br />commitmenfi to rrfake additional or future loans or advances. Any such commitment must be in writing. In <br />the event that Lender fails to provide any required notice of the right of rescission, Lender waives any <br />subsequent security interest in the Grantor's principal dwelling that is created by this Security Instrument. <br />This Security Instrument wi(t not secure any debt for which a non-possessory, non-purchase money security <br />interest is created in "household goods" in connection with a"consumer loan," as those terms are defined <br />by federal law governing unfair and deceptive credit practices. This Security Instrument will not secure any <br />debt for which a security interest is created in "margin stock" and Lender does not obtain a"statement of <br />purpose," as defined and required by federal law governing securities. This Security Instrument will not <br />secure any other debt if Lender fails, with respect to that other debt, to fulfill any necessary requirements or <br />limitations of Sections 191a), 32, or 35 of Regulation Z. <br />C. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security <br />Instrument. <br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in <br />accordance with the terms of the Secured Debts and this Security lnstrument. <br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by <br />this Security Instrument and has the right to irrevocably grant, convey and selt the Property to Trustee, in trust, <br />with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of <br />record. <br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or <br />other lien document that created a prior security interest or encumbrance on the Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to �ender any notices that Grantor receives from the holder. <br />C. Not to allow any modification or extension of, nor to request any future advances under any note or <br />agreement secured by the lien document without Lender's prior written consent. <br />7. CLAIMS AGAINST TITLE. Grantor will pay all taxes, assessments, liens, encumbrances, lease payments, <br />ground rents, utilities, and other charges relating to the Property when due. Lender may require Grantor to <br />provide to Lender copies of all notices that such amounts are due and the receipts evidencing Grantor's <br />payment. Grantor will defend title to the Property against any claims that would impair the lien of this Securi#y <br />Instrument, Grantor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Grantor <br />may have against parties who supply labor or materials to maintain or improve the Property. <br />8. DUE ON SALE OR ENCUMBRANCE. Lender may, at its option, declare the entire balance of the Secured <br />Debt to be immediately due and payable upon the creation of, or contract for the creation of, any lien, <br />encumbrance, transfer or sale of all or any part of the Property. This right is subject to the restrictions imposed <br />by federal law (12 C.F.R. 597), as applicable. <br />9. WARRANTIES AND REPRESENTATtONS. Grantor has the right and authority to enter into this Security <br />Instrument. The execution and delivery of this Security Instrument will not violate any agreement governing <br />Grantor or to which Grantor is a party. <br />10. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Grantor will keep the Property in good <br />condition and make all repairs that are reasonably necessary. Grantor will not commit or allow any waste, <br />impairment, or deterioration of the Property. Grantor will keep the Property free of noxious weeds and grasses. <br />Grantor agrees that the nature of the occupancy and use will not substant+ally change without Lender's prior <br />written consent. Grantor witt not permit any change in any license, restrictive covenant or easement without <br />Lender's prior written consent. Grantor will notify Lender of all demands, proceedings, claims, and actions <br />against Grantor, and of any loss or damage to the Property. <br />No portion of the Property will be removed, demolished or materially altered without Lender's prior written <br />consent except that Grantor has the right to remove items of personal property comprising a part of the <br />Property that become worn or obsolete, provided that such personal property is replaced with other personal <br />property at least equal in value to the replaced personal property, free from any title retention device, security <br />agreement or other encumbrance. Such replacement of personal property will be deemed subject to the <br />security interest created by this Security Instrument. Grantor will not partition or subdivide the Property <br />without Lender's prior written consent. <br />Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of <br />inspecting the Property. Lender will give Grantor notice at the time of or before an inspection specifying a <br />reasonable purpose for the inspection. Any inspection of the Property will be entirely for Lender's benefit and <br />Grantor will in no way rely on Lender's inspection. <br />11. AUTHORITY TO PERFORM. If Grantor fails to perform any duty or any of the covenants contained in this <br />Security Instrument, Lender may, without notice, perform or cause them to be performed. Grantor appoints <br />Lende� as attorney in fact to sign Grantor's name or pay any amount necessary for performance. Lender's <br />right to perform for Grantor will not create an obligation to perform, and Lender's failure to perform will not <br />RICHARD L. HARTMAN <br />Nebreska Deed Of Trust <br />NE/4AMOSEMAN00000000000621047032817 N Wolters Kluwer Financial Services �1996, 2011 Bankers SystemsTM Page 2 <br />