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201102577 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� �����' (Seal) <br />T IMOTHY W LEMONS -Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />Witness: <br />� <br />� ' � <br />ME L I S SA R. -Borrower <br />GIRARD–LEMONS <br />Witness: <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 10 of 11 <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />vocMag►c Ql''� <br />www. docmagic. com <br />Ne3028.dot.�anl <br />