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201102571 <br />(C) 'Z.ender" is U. S. Bank N. A. <br />Lender is a National Association <br />organized and existing under the laws of The United States Of America <br />Lender's address is 4801 Frederica Street, Owensboro, KY 42301 <br />(D) 'Trustee" is Mr . Thomas Locher <br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 . <br />(E) '7VIERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delawaze, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) b79-MERS. <br />(� "Note" means the promissory note signed by Bonower and dated 03/30/2011 . <br />The Note states that Bonower owes Lender One Hundred Eighty-One Thousand Two Hundred <br />and 00/100ths , Dollars <br />(U. S. $ 181, 200 . 00 ) plus interest. Bonower has promised to pay this debt in regulaz Periodic <br />Payments and to pay the debt in full not later than April O1, 2041 . <br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late chazges <br />due under the Note, and a11 sums due under this Security Instrument, plus interest. <br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Bonower. The following <br />Riders aze to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider � Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider 0 Planned Unit Development Rider ❑ 1-4 Family Rider <br />0 VA Rider � Biweekly Payment Rider ❑ Other(s) [specify] <br />(,� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(I� "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other <br />chazges that aze imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) '�lectronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated cleazinghouse <br />transfers. <br />(1Vn '�scrow Items" means those items that are described in Section 3. <br />(1� '2Vliscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid <br />by any third pazty (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of a11 or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) '7Vlortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />2200121793 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WIT <br />�-6A(NE11oe�o1 Page 2 of 15 i��t�ais: <br />� <br />D V6ANE <br />Form 3028 1 /01 <br />