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<br /> . A�3JLJ�TA�3b� IZATE 1tII��R �-�-
<br /> �3 AaWl�'TABLB RA'I$RID$Fi is ma�this 25TH day of SBPTEi+�SR � 1996 ,tutd is —�
<br /> . inr.oir�aran�s�,ts s:^A�'�1 De d�ed t�eanend aad supplameni the MortgaBe,Deed of Tiust or Se�rity Beed(ti�e°SecuricY �
<br /> :r t�,c�prnea.►")ca tit�s2ms date givea by t�e tmdeasi�ed(die"�oaowea"3 to sec�ae Ba�ow�'s Adju�able R�N+��(dce ��:
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<br /> HO;t'� FBDSRAL SAVINIC�S � IAAN ASSOCIATION OF dRAND ISL,AND �-
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<br /> ...� (t�e"Le�''1 c��e same dass and cflvain�the pmpestY��rc'bed o t�e��rcty I��ent and lQCatetl a� ��`�,.
<br /> �a�i KoRS�u Av�mrs �:-:
<br /> , , Ct9,l�dt`ID ISLAI+FD. RSBRASRA 68801 �.._.
<br /> [FraF�Y Add�cal
<br /> °�F�ti+(d'9�CO�AINB PRQVISIOIUS ALIIe���FOR CBANGE�IIlY MY INTIItFST 14A'6�l�.N�MY __-
<br /> �'1�'ti'�II.'4I'&'�►�'�'.3NCR�ASES IPN THE R��'RA7'E R�I3.L B�SHJLT IN HIGYiF.R Pl�Yi4�ENTS. __�.
<br /> �'L��Yg•A.�'S�F THE Y1�F7'F�T RA'E�.W1LL R:.ti�T�3.T 111T I,OVYI?•18 PA�N7'3. _---
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<br /> • L�T}���AL Co�t,..�i�.5. TII 3QdlZTO. 1D '.�°� O�Y�LS aI1(1 8�[� �$ 1Jl 1�IE CP•�C.�1Lj► TILSLiU1IIPAZ, ��._,.e
<br /> • Bonawcr audL�m�f¢rt��a�ve�ant anc�a�ee ag foIlow� _�
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<br /> � A.A�Tj'Eg'��B`EtATE A.'�?�+IONi'5�.��AYM�'T C�IAN� �.,,._
<br /> ,- The L►ist�p�ovides far an iaitial 'mt�,st rate c,� 7.�s�0 96. 7tie Note�r.:.�s fcr cti..ti':�ages m the -•
<br /> . ms3�t ra�r amd!tt►e manthIY p3Ymenis.as fc'..bc�� --.
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<br /> C���:�R:�'�E A1YD MON�O.�7 IPAY:4�u�.+�NG� ��..
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<br /> ;: 'i.i.; (A)4�iqgeD�t:� _--
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<br /> ; Ttr,e iura�-��ra I w�l p�y m�y ch���the f�st�of c��^ossR , 1999 .m3d on thst d�rg _
<br /> : �r�ry i2T�t manth theaeaft,ea.Fac�date on whic6 r�y mterest rate wutd change is calteA a"Change Dat�." i!-::.
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<br /> - Er.gf,uuia�wit�i th9 fust ChanBe Date,ml►inteaesi rat�will be based an an Iadea.'I4ie"IndEx"� �..
<br /> TE� ArE�[i� AVEAAl3S YIELD ON IIIJITED STAT$3 TAt�7iSUBY 3ECIJRIZ'SS 31WOST8D TO A
<br /> C�Di3Te7�3li`I' MAT�RYTY 08 1 YBAIt. AS MADB AVAILABIeB SY TH8 PBD�1I. RE88RNE BOARD. `''
<br /> L�� 1'h�sn}�c��cty�,�,� n�3I.nMda�figu�e ovait/s�b,��le a.4�of the date: 0 as daya❑ -_
<br /> . {7Fl�.�i�iU�N1iW1��i LYW����MW+Wt�� �.
<br /> Yf itttc Lsr;�is no tangei ava�able.the Note Ho2der aiU choosa a new lndea Q�at is based upon oomFarab�infozmrtion. �
<br /> The D�:a�Flutd�r w�J�ve aae noticce of th's cholce. . ---
<br /> (�Cx�a3a�ba otCWu►ges —
<br /> EsG:tti:e�Ch2nge Uate�ttse Nate HnIder�v7i1 c�itate my new intetest isie 6y adding 96)w the Cumemt indea.
<br /> Ti�ry A.�.�&atSB QII1�:KTSRS pe�tage,Wlnt(s)(
<br /> �n�a,�?cL�ailt�fitn rovad the aes�3i oY this additian t�the d Nearest []Nexa Yiighesi 0 Nact IaAtst
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<br /> ;-�'3 Su@,�ect t4 t�e timit3 staud in Section�Q)below,t::.`s reun���1t w71 be my ncw iat�cnst iste unt�the�t9pct�ge
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<br /> .:;, 'l7t�I�i HoTdca wUl lha�det�"..�c ihe amo�:s.��e r�..tic;�...y p�yrmenL dhai vruuld be sufficient to re,�ry th2 imp�id
<br /> `.';, Friuci��t+tlfut�ain expec�d w awe z�tS'r��hange Date in fiLR an tS��mai�ity date ai my�ittaest�aa substgavtdly
<br /> '�`•' equut palmee�3.7�a res�ilt of this c�ttfi:n w111 be the new a�t�xa�f my monthly paym�nt r
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<br /> . (�jl.��1�os Interest AQta Cbanges
<br /> � '¢ae cD�¢ckapp�op�iate�nXes;if no box is chtektd.the�e wil!be ao rnmaim.�m!l�nit on changes.)
<br /> � � �(1)'&here will 6e no maximurn limit on inteaest rate changes. --
<br /> � (2j'Yhe Iaterest tate I am t�equired to pay�the fusi Change Da2e will not be�than 9.5 0 0 96
<br /> Ci WSa 1QII 5.500 qo. -
<br /> ex (3)My int�erest rate wiU never be inareased or decreased on any singie Change I?ate 6y more tban
<br /> � Tp�O PBRCSNT �ccentage pa�nt(s) ( a.000 «�) fmm w9
<br /> . • rate a�-u�,trs�:sc 1 have 8een Paytn�fm t*_s yrecetia�u l,�d• _
<br /> � ,,;;•;<, l�!�J(4)My intaNSt rate will ae���r ise�reater ds�a 12.5Q� %,which is called the"Maximum�." �
<br /> �. e` TF� °MINZMU:�! R21TB". W�?±L NEV� L3.'°. LE53 'ff7�'31N 5.500$.
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<br /> ',��'`�!•' NIiLY:l57lATE A�dUSTAIii.{_HATE RIOER•Singla F+imiGy B;D� �-
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