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<br /> '!'HIS Al?JUST�IS tiATE RIDER is m�de t�is 25TH �y�' SBPTENIDSR � 1996 ar.�Ls _:;'"_;
<br /> �caspos�s�d�aEO aud si�aIl he dcem�W ameud r.u�su�lemwt th�Nlo�tgrge.II�d of'IYast or Seauity Deed(the"Sesiuity �_;��---
<br /> �� Ir�er�`�a�th�e sam,e dats give�by th�nm�sg¢ed(ths"Barrovlea"}m secure BatroN�r's�justable Ytate Na:e(th� -.__.,.
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<br /> HOIdH FSDEP.AL SA11I2SQS & LOAN ASSQCIATIOtd OF 6RAND ZSLAND �'—
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<br /> <. • (t�"Lrud�:i')of tLa mme dats aud cuvetmg itt�pzope�ty de.scr�d m the Sectnity Instrumaat aad Incs:tEd aC °�:�.
<br /> 110 B 13T8 ST 34�1 B 16TH 3T �'
<br /> t�i2AI1D ISI�,?ID. I3EBRASI{A 688Q1 F -�`
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<br />' �` 'tIIiIS F+1�Pf's Ct2N1'.��OVI(�iOPiS A�I.��V�fJG I��rSt CHANGES IN MY YNTEIdF.�P RATE AAJYD RIIY �•`-`_';•°;
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<br /> MQ�i'EItIY.Y PAYMEMP.INCL�Bk�.� IlU T6�� 1tAT� �'✓III.L �IJLT IN IIG�R �AYM�+NT�. �;.�.--
<br /> -';"� D�CI@I�1�fi�i HN T�II�TEREST�'�E�.H.RES�JI.T II3 k.�4Ti�9�i PAYM�Nf�. �"'_"�.
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<br /> . ADDTSgOIVAI.C�YPd�TANTS. 1n add�6nn t� t� Coven3ais and a�eant�fs made m the Seeudty �nctmm.,t, ��:_.
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<br /> �ccao•rrer sffid I.eu�a frt�t4�covrmant an�agroe as fatlo� �
<br /> "� ° ' A.ItY'��'�'FiATE APi�MONTEi�.TI 1PAY11�N'i'C�ANCF� ��
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<br /> ', 'I�e Nate pmvides for an initial int�est�+ of 7.500 9a. 1t� Note provides far c�anges m tflre �•... �--
<br /> irJ�iafle and the a�ns�3y gaymeats,as fallrnvs: --
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<br /> . 4.II3�'fi�IdBS°i Y3A'i'E Al�MOI+TY'�.Y PAYti+�PI7'CHAN�S �•.`.",:
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<br /> � .�y T1113 II1i�2P�18l8 I wI�I p3y Q1ay ChZIlgB oi!th8 fIISI d3y Of OCTOB$R , 1997 ,�Yld on it121 d2y
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<br />-.; %��� every 12T� raautls�a.E-,cb date on whi�h my inux��n ease wu��cbange is�s�`L�amge Dai,e." ---
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<br /> Begmniag with eh3 C�2 Change�ate.my m�rrst ra+e w71 be based on an Index.7he"Indxa"i�
<br /> THE 41�'ERLY AVBRAC3S YZELD ON DNlTSD STATSS TRP.A6ln3Y SECaRITZE9 11D�TU8TIiD TO A
<br /> ' C�NSTAIST NIATURITY OF 1 YBAFt, AS MADE AVAILIIBLE BY TH� FBDSR�II+ RESBRVS BOARD.
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<br /> 'fia most s�BT�s Bg�e availabk av of thz dst�� 45 days ❑ ��;��`�"
<br /> '.�,:�y,,� befaa+e eocb C,[tange Y?��called tho"Ctuttmt Indea."
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<br />.:��, .: 1f c;�L-sdsx is urp Innga avaiial�2e.the I�iot�Ko�der will chQOSe a aevv in�rhac is Toa�cU a�on oomparafiIs i�farrna�on. !�
<br /> `'"� 'ihe Note Ho2Qer wi1l�'r+r;me notice of tl�iiv choire. --___
<br /> •-� (��uu0ea�tia�oi Changes =
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<br /> � ���s Before each Cha��e Dat�.the Note Holder will c�tculate my new Inuxes►ra*e by add'u,g �:.'
<br /> � :..;i: �s Arra oirs �s.F �v�,us)( �.�soo 90)a��urre�:index. �,;
<br /> Tde Note Hoktcr wlll.Uscn roun8 fhe msult of th9s addirican w Qie �Neazes3 � Next H�Yes[ (�Next Lowcst o..-
<br /> .` ' � avs esafsrx ( .ias g�,), �-".
<br /> :';`•�;4fti;� Sabject w the timim sC�ted in Secfian 4{D)beIasi.th;s mtmded amoans vrill be my necv im.cx�c2te unal the neact Change -
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<br /> ` 'Itte Nate HoWes w:Il thPn determiae 1Le amu�nt oY tho man�lY PaYm�a�ti�L aau3�be sufacient w repay the unp�id �:i'`^'
<br /> ` prhrcipal that I am�ct�d to owe at the CAange D.ao:in fuU�n the maa�rlty�ate at my aew interest�in sabstantiaaUy �.
<br /> . �, equal payanents.Zt►e resnIt of this�an will be iLe new amnunt of my rnoathly paymeat
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<br /> ;, N)Ltmits on Intere�i AatQ C�ang� ----
<br /> Please check a,pp�oyrfate bo�es:if ao box 1s c��ed.tlu�e wfll Ge no maudmmn limit o»changas.l - --,;;�
<br /> . . '`S (1)'Ibea�e aill be no ma�eimum limit on in�t rate ctmnges. �;c,
<br /> � xx (2)�e intaest rate I 3m requirad to p3y at the first C�ange Date will not be�r t�an 9.500 gb ��_:_�`.:
<br /> . . ar2ess 5.500 �, -_ `
<br /> � . � (3)My�nre�st iate avill aever be inc�ased or detaeased on any singte Change Date by mare thau =- -
<br /> . �ro P�xeErrr peroentase poinc4s) ( z.o00 96> fmm the - `
<br /> rate of int�resi I have besn payin8 for the P�8 P�� �'? `.
<br /> Q(4)My ina�aest tate a+ill never be grear�lhan �2.500 96,which is calted rhe'Maximum Itara" �-,�-s,�
<br /> THS °MINIMU,1 RATS° WILI+ D7f'sVffiZ BS LE38 THAN 5.500�. �..-�".:
<br /> tAULT1�TATE A�dU8TA8LE fiATE F11DER-Singla Famfty O/S4 -a,
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