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<br />DEED OF TRUST
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<br />DEFINITION5 ,�
<br />� ✓
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 ��
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated . . . . . . . . . . . . . . . . . . . . . . . . 03 22,-201,1, , , . . , . . , . . . . , . , , . , , . . . , , , , , , , together
<br />with all Riders to this document.
<br />(B) "Borrower" is TERRIE.4•.TNOMA$, � S�N���.PE�iSON ...............................................................................................
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BAN K OF DONIPHAN .... . .................................................................................................... .
<br />.. .....
<br />Lender is a.G4R?QRATl4N ........................................................................................... organized and existing under
<br />the laws of .TK� STAT,� OF I���RASKA .... ... ...... ........ .. . . . . . . . . . . ... . ... . Lender's address is . P.O, BOX.�70, pONIPNAIV,,I��, 6883� , , , , , .
<br />......................................................................................................................................................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is BANK OF DONIPHAN, P.O..BOX 270 DONIPHAN, NE, 68832
<br />.............................................................................. .
<br />(E) "Note" means the promissory note signed by Borrower and dated 03-2.�•�0� t . . . . . . .. . ..... . . . . . . . . . ... . .......... . ..... . ...... .. . The
<br />Note states that Borrower owes Lender EIGHTEEK THOU.SAKQ.SEVEN HUNARER KIK�IY.SIX.ANA 1.91.1.Q0 ..............................................
<br />. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . Dollars (U. S. $ .1,8,796 . , . . . . . . . , . . , , . . . . . . , . , � plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................0,3,�2�-2014.....................
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />� Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means auy transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Prceeeds" means any compeasatron, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this 5ecuriry Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a"federally related moRgage loan" even if the Loan does not qualify as a"federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assutned Borrower's obligations under the Note and/ar this Security Instrument.
<br />Form 3028 1 /01
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT / IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
<br />Bankers Systems, Inc., St. Cloud, MN Form MD-1-NE 8/17/2000 .� ��
<br />ref: t/zoot (page 1 of7pages) � J B 2 A 0
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