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2011424�i (C) "Lender"is �LLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of THE UNITED STATES Lender's address is p• O. BOX 11701, NEWARK, NJ 071014701 Lender is the beneficiary under this Security Instrument. (D) "Trustee"is S^7ELLS FARGO FINANCIAL NATL BNK C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 . (E) "Note"meansthe promissory note signed by Bonower and dated �RCH 29, 2011 _ The Note states that Bonower owes Lender FIFTY EIGHT THOUSAND THREE HiJNDRED TWENTY AND 00/100 Dollars (U.S. $*****58, 320 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL O1 , 2041 . (F) "Property"means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest_ (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable]: ❑ Adjustable Rate Rider � Condominium Rider � Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider 0 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction ariginated by check, draft, or similar paper instnunent, which is initiated through an electronic terminal, telephonic instnunent, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "EscrowItems" means those items that are described in Section 3_ (M) "Miscellaneous Proceeds"means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation ar other taking of all ar any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property_ (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. �� . NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT � �-Fi�NE� (0811) Page 2 of 15 Initials: Fo�m 3028 1/01