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, .�. . : ... �.�.._ ... . • . ^::r-' -- �}�ji.i.i , . . .Ay.iiLtM.v�;:�. .- , . l .�iY . ��'� . - � ��rttrN.-�^��'a�.^�nn ��J.x. �rt. _.I:,k's�t�"-_' -._ _. . f'. ' ' t! , �.t ''�'- . . �'., -I 7 .'F-.._-._ -_-_-. ''(- :.! jy!�e��4i.�.��,H�Ii,p�- - ' . .'.l � 4 -- — �� . . 7Ye.v�.�..n�_ '�'^� —'�_--�._" ........ �.... n.vrnr�.. .�wT..��„ - `�'�.. �yi�,�,�i�_�� .__._... �—.__ . . _. .. APPLM 091-60813014 � ��' �� ADJUSTABi.� RA'I'E RI�ER 96_ 1�►q,�� c- 17TH da OF sEDTEMBER � 1996 ,and is Tf�IS ADJUSTABLB RATE RIDER is mado this Y incotparated into end shall be deemed to amcnd end supplcmant tho Monga�e,Decd of Trust ar Sccurlty Uxd(the"Ser,urlty � Instrumcnt")of t�e ^�mc date given by the undersigned(the"Bocrowa") to sec►ue Bonower's Adjustable Rete NoLe(thc 11x��1�� HOME FEDERAI+ BAVINOB & LOAN ASSOCIATION OF f3RAND I9LIIND =- (the I.ender")of tha samo date and covering the property described in t!►e Security Instrument and locaud at: — 11 3608 B &EEDLIN�i MILE Rn agpND IgL1�1Np� NEggA9KA 68801 [property Addreu] TI�II�NOTE CONTAYNS PR��'ISIONS ALLOWING FOR CH�lNGES IN MY IN'i'ER�ST RATE AND MY MONTHl.Y PAYMENT. INCREASES IN THF. INTEREST RA'fE WILL RESULT IIV NTGHER PAYMENTS. DECRCAu�F,�IId'i'HE IM�'ER1�5T�►TE WILL RESULT IN LOWER PAYMENT3. � ADDITIONAL COVENAN7'S. In aciclidon to the covensinnts end agreements made in the Security Instrument, Borrower and L.ender further covenunt snd n$ree as foAows: A.INTEItEST RAT�AND MONTM.Y PAYMENT CHANGES 'll�e Note provides for an inidal interest rate of 7.Soo 96. 'llie Note pmvides for changes 1n the int�erest rau end the monthly pa�nents,es follows: 4.INTEREST RATG,�M➢MOTdTHLY PAYMENT CHAPICES (A)C6ang=Datts ' Tt�e iutcrest rate I will pay may change on the first day tnf OCTOBSR � 1999 ,8t1d pIl th8t tlay every lz�x month thereatler•Each date on which my Interest cate could change is callod a"Changa Dat�e." — (B)T6e Indcx Beginn3ng with We Cu�st Chnrigc lyace.my interest rata will bc b�sed on an Inde�c.'ihe"Index"is: THE WFEKLX AV�RASiS YIBL,D ON UNITSD STAT�9 TREA8L7kY SECUItITE3 A'DJUSTED '1'� A � �vnzx�.^:=.,.n �� T� F�n�Rai, �sr�vE ao�t.n. _ CONSTAN� MA`1'URIZY Gr� 1 Y�Ait� AS :w+:.� - 'It�e most rece�►t Indeac figure availabk as of the�Lace: � AS days ❑ before cach Change Date is calicd the"Cwrcnt Ie�dex." If the Index is no longer availabk,the Note Holder wW choose a new index that is�aPar�compasable informma�tion. _ 'I'he Noie Holdcr will give mo nodas of this choice. (C)Cwkuls�tbn ot Cha6ge� Bcfore each Chang�Date.the Note Holder w�ul calculste my new interest rate bY addin8 TWO AND THREE GUARTERS percenu�Be po�nc(s) ( a.�so �,>co�e cunranct�c�ex. 'Ihe Note Holder will thca round the result of thls addidon ta�}E xx Ncarest [] Noxt Highest C]Noxt Low�. - �MiR Rt(3N'{'�J � . — Subjoct to the lim's�s stated in 5ccdon a(D)be3�sv,ihls rounded arnount will be my new inttnst rata unai rine nra+.d C waga Uate. — 'I1�a Notc Holder will then dc�mine tho amount of t}as manthly pay►�nc that would be suF�icient to crpay the unpaid — principal that I am capoctetl to ow��t the Change Datc in ffu91 on tho maturiry date at my naw intcrest rate in substantially = eguai payments.'IUe result of�his calculadon will 6e the nsw amount of my monshly paymeaL __ (D)Limits on Interest Itate Cdanges P eose check app�opriate battts;lf no lwx is checked,t�e�e will6e rto madmuni li�%-�t on chang�a.) (1)There will be no�ma�.mum W�nit on interest rate changes, g,S o 0 9b YY �o��n..,:ne��rr.�w,t s,n rmuire�!ro nav at the fust Chan�1)atc+will not be greatee than �r L._I��'� "� ['J.SO Q^_ ' �� ' ' :�� or ks.v than Q(3)My intemst rate wi11 never be incrcased or decrcased on eny single Changa Date by mo 00� S6 fnum the TWO PERCENf peccentage polnt(s) ( � rate o�f' tcrest I have been paying for the proccding period• L�J�4)MY interwt rate will never be gre�ater tlhan 12.5 0 0 96,which is callod the"Maximum Resc.,, THB "MININILIM RATE" WILL NBV6R B8 LfiSS Ttii1N 5.5004. MULTI97ATE AbJIlSTABLH RATH 81DER•Singte Femfiy ��4 pap�1 ot o �•if9A(W08) VNPMORT�A6EF08M8•(800�621•7ZO1 + , Innlai�:___._ 0 . >� • :-..io 'ti _:i