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<br /> paymcuts nuiy no lungrn c� rcquired. :a thc upti�m oi i.endcr, if mnngagc in+u�uucc covcru�;c (in tl�:wn�ount and for thc perios! _
<br /> thut I.cnd�r rcquires)pr��vidcci by un insurcr npprovcd by Lcndcr ugnin bccomcr�vi►ilcblG and is ��hit�incd. 8m•rawcr shall pay .
<br /> thc premiwms rcquircd tu mi�intcii��mnrtgngc Insura►ncc in cffcct,or to prm�idc t�loss rescrvc, un�il thc requircment for mortgagc
<br /> lnsura:ur eiKls in n��cnrdnnce with mry writtcn►�gi'cement Ixtwecn Dorrower nnd I.ciidcr or npplicublc linv,
<br /> 9. I��s�xtitlon� l.rndcr or its iigcnt may nmkc tcasonnblc cntrics upon iu�d inspccUons i�f thc Prupctly. I.cttdcr shall givc
<br /> B��rrowcr nuticc nt�hc timc uf ur priur tu:m iny�x:clion tiExcifying rcuu�n;sblc cnusc for thc inspcctian. �
<br /> 10. CancicmnuNon� Thc prc�cccds of nny uwani ��r cliiim far damugcs, dirc�t or cnnscqucntiai, in caunection with any
<br /> a�n�icmnuti�m ur uthcr tuking of any part oP dic Property,ur Por cunvcyuncc in licu iif condenmutinn, arc hereby assigned and
<br /> shaN bc p:�id to l.enQcr.
<br /> ln�he cvcnt of n totiil tuking of the 1'ruperty, 1hc procceds shall be upplicd to the sums sccured by this Security Iastrumcnt. _
<br /> whcUicr��r not tlicn duc, �vith uny cr.cess paid to E3orrowcr. In the evcnt of u partiul taking cif thc Property in which tiic fair
<br /> markct vutuc of thc Property immuliutcly l�far� thc ta.king is cqual tn or grcatcr th::n thc nmUUnt of tl�c suuu sccue�:d by this �
<br /> Sccurity Inslrumcnt immcclintcly befoee thc tnking, uolcss Boerowcr und L.cnder otherwise ugrcc in wrieing,thc sums securc:f by
<br /> ¢his Secu�ity Instrument sl�all be reduced by the mnaunt of the proceeds multiplied by the folloti+�ing frn�tion: (al the total
<br /> .�mount at'the sums sccured immediUtely bcforc thc taking, divided by (b) thc Pair markct value of chc Prap�rty immediately
<br /> bcforc ti�c taking. Any balanc� shall bc paid ta Burzawcr. In the event of a partial tnking oP thc Property in whi�h the fuir
<br /> market valuc of the Property immediately beforc thc taking is less than the amount af thc sums sesured immediutely bcfore the
<br /> tnking,unlcss Borrower ond Lender olhcnvise agrec in writing or unless npplicable Inw atherwise provides, the procceds shall
<br /> be applir.d to the sums securcd by this Security instrutnent whcther or not the sums urc then duc.
<br /> If the Property is ubandoned by Horrowcr,or if,aftcr notice by Lender to Borrowcr that the condemnor offcrs to make an ,
<br /> awnrd or scttic u claim for damages. B�ttrowcr fails tn respond ta Lendcr within 30 days aftcr the dnte the notice is given,
<br /> lxnder is authorized to collcct and npply thc procceds,at its optton,either to restoration or repair af the Praperty or to the sums
<br /> secured by this Security Instrument, whcthcr or not thcn duc.
<br /> Unleu Lendcr und Sorrawcr otherwise agree i� writing, any application of proceeds to principal shnll not extend or
<br /> postpanc chc duc datc of the monthly payments refermd to in par.►graphs 1 and 2 or changc thc amount of such payments.
<br /> 11. Borrower Not Released;Forbearnnce By Lender Not a Waiver. Extension of the time for payment or modification
<br /> of amortization of the sums sccurcd by this Security instrumcnt granted by L.ender to nny successor in interest of Borrower shall
<br /> nut operatc to rclease thc liability uf thc originul Borrower or Borrower's successors in intcrest. Lender shall not be rcquit+ed to
<br /> commence proceedings against any succcssor in intercSt or refuse to extend time for puyment or otherwise modify amorlization
<br /> of the sums secured by this Securiry �nstrument by reason ot any uemana made by the originai Borrower ur �r�uwcr'�
<br /> succe.�sors in intemst. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Success�rs and Assigas Bound; Joint end Several Liabflity;Co-signers. The covenants and agreements of this
<br /> Security Instrument shall bind and benefit the successors and aSsigns of Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and abreements shall be joint nnd sever.sl. Any Borrower who co-signs this Security
<br /> Instrument but does not execute the Note: (n) is co-signing this Security Instrument only to mortguge,grunt and convey that
<br /> Bonower's interest in the Property under tho terms of this Securita� Instrument;(b) is not personally obligated to pay the sums
<br /> secured by this Security insnvment:and(c)agrees that Lender and any other Borrower may agree to extend.modify. forbear or
<br /> �•�- �:�A':»""S'Jf�{�ic Cnnuritv Inctn�mn��n�J�e hi.^„�a.:�6n���11°.:R4lf^war'c pATSP.fit.
<br /> R41KC SpY AVL'Otiltttuti+�Iiv�ia v,�w:et, . . _. _ .., .._.._ _ . ... .'•_ .._ _
<br /> 13. Loan Charges.If the loan secured by this Sccurity Instru[nent is subject to a law which scts maximum loan charges.
<br /> and thnt law is finally interprcted so that the interest or other loan charges collstted or tc►be oollected in rnnnection with the _
<br /> loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the�erniitaed limir a��d (b) any sums already wllectod from Bonower which exceeded pennitted limits will be refunded w
<br /> Borrower. Lemler may clioase. to make this refund by mducing the principal owed under the Note or by making a direct
<br /> payment to Bonower. if a refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> prepflyment charge under the Note.
<br /> .14. 1Votices. Any noticc to Bonower provfded for in t�is Security Insttument shall be given by delivering it or by mniling
<br /> it by trst class mail untess npplicuble law requires use of another method.The notice shall be directed to the Property Address
<br /> or any other address IIorrower designates by notice to Letvler. Any notice to Lender shall be given by first c.lass mail to
<br /> . Lender's address stated hemin or any other address Lender designates by notice to Borrower. Any notice providal for in this
<br /> ' Sect�riry Instrument shall be deemcd to have becn given to Borrowex or L.ender when given as provided in thi�parngraph.
<br /> 1S. Guvern[ng Law; Severabil(ty. This Security lnstrument shall be governed by foderal law and the Iaw of the
<br /> }urisdictian in�h:c:�i.c^roF:..rc� 'ss lc�:t�. Ir.�h�c�.n::h�t:.r.y r��is:cn ar c!�esc of!his c•xur_ty lr�srn�n,?nt or rhr n1�r,•
<br /> conflicts with applicablc law,such wnflict sh111 not affect other pmvisions of this Security Instrument or the Note which can be
<br /> given effect without the conflicting provision. To this end thc provisions of this Security instrument and the Note are declared
<br /> to be sever�ble.
<br /> fl6. Barrower's Capy.6orrower shall be given one conformed copy of the Nate and of this Securiry Instrument. ,
<br /> Form 3028 fllSO
<br /> PaQO 4 of 8
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