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..,1•'�'*�•" "FS , . <br /> 'L� , �� <br /> "'�." r y. � � ' ,�,. . - _ S.ed�k'.;�i•y',.M*�- <br /> . .. . .,ru.i�(t„�... -.—. <br /> , . �_•., . . , _ . .. .._ ....,�#:`•°"�'�:.� <br /> . <br /> • � .�+:a.ww . . . � . ,!: .•• .�,:,r.:ra�_�_ <br /> . .. - <br /> ,.�.. t:' � .- � - - •.»�«a.a7h�f'ekiSr'rlsr{:tN:iL'c^.r.:r .:..,.:.c. .e,c�-y"..4._..._.... .._ ` . ... .._._. _._._ .. ._. _ _ . . . --- ._�^ ... _ — <br /> . • --� ' <br /> . . � . ,_ ...,. . ,. .... . . . _ <br /> . .... .._.. . - .-�--r, <br /> -�.. � ... ., ......__._---^`-----'_..__." <br /> ,�� <br /> ., � ��' ,������� _. <br /> � TQCiETI�IER WITH all the improvements now on c�reafter r,re.r.trd on the propcny.�d'�11 cascmcnts,nppuetenanccs.nnd <br /> � Cuetura9 now ar hercafter a part of the property.All replacements and additions shall also t►e ccvered by this Secarity Insuumen�. <br /> � All of tho foregoing is ref�rrecf to in this Security Instrument as the"Property." <br /> BURROWBR COVENANTS that Boaower fs lawfuAy seisc:d of the cstatc hercby convcycd and has thc right Fo grant.anA <br /> '" � ' � convey thc P[operiy and thnt the Property is uncncumbcred,except for encurnbranc�of��.card. Borro�.er�.'ac�`.�r.°en� wi11 <br /> � �iefei►d genarally tfie tiLe eo th�Ptoperty againgt nll claims and demands,subject to any encumbrunces of record. <br /> " THIS SECURITY INSTRUIvlENT cumbines uniform wvenstntg for national use nnd flon-uniform covenants with limited . <br /> �� �t vari�dans by jurlsdicdon to constitute a uniform sec�riry instrument covering real pmperty <br /> �' �' UMFORM CUVENANC'S.Bonower ond Lender covenant and ngree as follows; .. <br /> �;�•-��""'".•r'�'� 1.�yment o!Principal and Interesh,Prepayment and Late Charges. Honower shall prompdy pay when du� �h� <br /> "' ""'''°"�'��` principnl of and interest on Ihe debt ovidenced by die Note and nny prepayment and late charges due under the Note. <br /> ' ' 2.[tinds tar T�xes sind�nsurance. Subject to applicable law or to u wriuen weiver by Lender, Borrowcr shall pay trn <br /> • >`a L.ender on thc day monthly payments are due under the Note,untll the Note is paid in full.a sum("Funds")for:(a)yearly taxc.. .; <br /> ; :"'�i� and assessments which may auain prlority over this Securlty Instrument as a Gen on the Property;(b)Year1Y lensehold payment. �_��_. <br /> ,,� or ground rents on the Rroperty,�f any;(c)yearly hazard or property ii►surance premiums;(d)ye,�uly tload insurnnce premiums,if �n:�.= <br /> any;(e)yearly mortgage insurance premiums,if any;and(�any sums payable by Barrower to Lender,in acwrdance with thr Eb�'-_ <br /> ,::. ��,,.. <br /> � �"��� provisions of paragraph S,in licu of the payment of mortgage insurance premiums.Thesa items aro called "Escrow ItemR" _ _ <br /> : �j:�. Lender may,at any pme,coUect and hold Funds in en emount not to exceed tho maximum arr►ount a lender for a federaUy rc]aled �_. <br /> � �:� mortgage loan may require for Borrower's escrow account under the federnl RealBstate Seulement Procedures Act of 1974 a_� �°'_=-.. <br /> .,, ;_f,, �R;-:. <br /> ..,,. amended from time to time,D2 U.S.C.Section 2601 et seq. ("RESPA"),unless anothez law that applles co the Funds sets a lesser <br /> 1, r` ra__ <br /> � amoun�If so, Lender may, at any pme,collect and hold Funds in an amount not ta exceed the lesser emoun� I.en er mny <br /> .,'�� estimate the amount of Funds due on the basis of current data and reasonable estimates of exp�ndipues of future Escrow Ib�ms Ar. �;:- <br /> � ;�,:,��,,` othervv�se in eccordance wi�h appllcable law. <br /> . :� ,� 'The Funds shall be ineld in an insticudon whose depnsits are insnred by a federal agency,instrumentality,or endly(inc]u�inQ �:=__ <br /> Lender,if L,eader is such an instiwdon)or in eny Frderal Home Loan Bank.I.cnder shall apply the Funds to pay tho F3scrow <br />- Items.I.ender may not cfiarge Borrower for holdIng and applying the Funds.annuaUy analyzin8 the escrow account,or verifyin� <br /> • '' the Escrow It�ems.unless Lender pays Bonower interest on the Funds and applicable law pemiits Lender to make such a charg�. <br /> �- � "' However,Lend°r may require Sorrower to pay a one-tirne charge for an independent real estatc tax rcporting service us<^.d by <br />- �� Lender in connecdon with this loan,unless applicable law piovides otherwise. Unless art agreement is made or applicuble law <br /> - , ��n., rCQUireg iniC[est w bc pai�,I.r,�iuci s�atl nat t:.;�;u�3 sQ;.s;BL1Ii�`-'•'rr anY�nter��c nr eamin¢s on the Funds.Bonowcr and <br /> _�� I.ender may agree in wdcinB,however,that interest shall be paid on the Funds.Lendar shell give to IIoirower,without chnrge,an <br />_ � annual accounting of the Funds,showing credits and debits w d�e Funds end the purpose for which each debit to�he Fluids wu� <br />-� made.'ll�e FS�nds are pledged ag eddidonal secur[ty for all sums secared by this Security Instn►meni. <br />�.'. ; . If the Funds held by Lender exceed the smounts permitted to be held by applicable law.Lender shaU account W Borcower feQ <br />-�;.e�.:;.•.,;�.; <br />-�,. ;,. ; the eacess Funds in aocordance with tha require�r►ents of appGcable law.If the tuaiount of the Funds held by I.ender at any tima is <br /> "r':.,;. '-,� '�` not suf6cient to pay the�acow Items when due,Lender may so notify Borrowea in wridng,and,in such case Bonowcr shall puy <br /> san.�:t;: �a,.:. <br />�,,;�,.,;�;.: . .. W Lender Uie amount ner�ssary to make up the deftciency. Aorro�ver shall make ap the deficiency in no more than tw va <br /> �..::.;: .'"".;� monthlY PaYments.at L�ender's sole discrction. <br /> - = TJpon payment in full of all sums socured by this Security Instrument,Lender shall promptly rcfund to Borrower any FUndB <br /> � ' •�•'�� h 21,Lender shall ncquire or sell the Ptoperty,Lender.pnor w tne acquisstion or�aic ui uto <br /> held by Let►du. If,undet patagrap <br />� ``:..r''.� property. shall epply any Funds held by Lender at the time of acquisidon or sale as a credit ngainst tho sums secured by thia <br />'��T'"•�;� Sec�riry Instnunen� <br /> =�"�-'�:�%�"�`� 3.ppplicatbn nf Payments. Unless applicable law provides otherwise,all payments rcceived by Lender under paragrapha <br /> .i��c,FT410 <br /> r.-��r-,y.�, <br /> —_;,s�� 1 and 2 shall be applled:first,to az►Y PrePayment charges due undcr the Note; sccond to amoants payabk un er paragrap ; <br />�:±�,�� third,co intuest due;fow�h,co principal due;and last,co any late cha:ges due undcr the Note. <br />-,�..,'��._ . <br /> _._�,,•r�,.� 4.Chargesi Lkns. Bonower shaU pay all t�ces. assessmcnts.charBes,fines and impositions auributable to tl�a 'opcttY <br /> �=.�:8.?+►. which may attain pdority over this Security Instrument,and leasehold payments orground rents.if any.Bonower shftU pay Ih¢�t <br /> —=v�:W�� obligaaons in the manner provlded in paragraph 2.or if not paid in that mann�r.Borrower shall paY them on dma dircctly W rha _ <br /> '�'^�'-,� person owed paymen� Boraower shaU promptly fumish to Lender all noticcs of amounts to be paid under this paragraph. If <br /> �-`�'±�� Bocmwu makes thesa payrticnts direcdy,Bormwer shall gmmpdy fumish to Lendu rcceipts evidencing the payments. <br /> �."�`• gorrowar shall prompUy discharge any lien which has priorih�over this Security Instrumer�t unless Barrower: (e)Agtre9 3n <br /> �'""''-"�'=.'�� writing to Ihe payment of the obligation secured by the 7ien in a menner acceptable to Lender:(b)contests in goad faith�ho ll�sn <br /> - :�_.��.-...'_ <br /> """"'f:a by. or defends against enforcement of the lien in,legal proccedings which in the Lencler's opinion operate w pcevent tho <br /> _..�.:.:...::.:.:.. <br /> ^'"••'"���������'��� enforce.ment of the lien;or (c)secuaes from the holder of the lien an agreement satisfa�;iory tu Lcr.d�r sub�*dinsuir.g the licn *a -- <br /> � • ^��'' this Securiry Insttumem�If I.ender determu�es that any part of the Property is subject to a Ilen which may atnin prior.ity over thf� <br /> • ���'�`'"� Sccurtty i��strument,L�ender may give Borrower a nodce identifying the lien.Bortower shall satisfy the lien or take ona or m�re <br /> - �t of the acaons set forth abov�within 10 days of the giving of notice. � <br /> Form aoae��so -- <br /> � , , �•eR(NE)cuz�e�.o� Pape 201 E miciaie:. ....----. ` <br /> • - � <br /> �,t <br /> , �€=- <br /> �- <br /> _ .•.::� _____...�c-._----.---�--^- r r- <br /> ,�.�.,.�,�..,m.,...�-..�-"" <br /> , .. . . t -,.'q <br /> _--"_...tYrr' - ° -.._..° -_ _ --- --- --� --- -- — _. _.. --- ----�= J-- ------ . <br /> --- -.- —�-- -..__ � -�------'--°---------� _ . _ . .----- - ----- - - - <br /> �-----�•�--�--r.�-- .. _. .__�..-..-- --- -� --'�--�-....----�--- -- � ----. . - . - � — �-- --��- . <br /> . .. . .t. . � .,• ��v:... ._..:-- -- -----.-_ -�: �_� <br /> . 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