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PLANNED UNIT DEVE��,C� 2011023�3 RIDER THIS PLANNEQ UNIT QEVELOPMENT RIDFA is made this 18th� day of March 2011 , and is inc porated into and shall be deemed to amend and supplement the Mortgage, Deed of Trus , or Security Deed (the "Security Instrumentu) af the same date, given tiy the urtdersf ed (the "Borrower") to secure Borrower's IVote to Union 8ank and Trust Company (the "lender"} of the same date and covering the Praperty lnstrument and located at: 125 Ponderosa Dr Grand Island, NE b8803 [Property Addressj The Property includes, but is not limited to, a parcei of land i together with other such parcets and certain common areas and in the Security with a dwelting, as described in (the "Declaratian°). The Property is a part of a planned unit � development known as Ponderosa lake Estates � [Nsme of Planned Unit DevelopmentJ {the "PUD"). The Property also includes Bor�ower's interest in the�h � meowners associatfon or equivalent entity owning or managing the commnn areas and f�icilities of the P1JD (the "Owners Associa#ion") and the uses, benefits and proceeds of Barro er's interest. PUD COVENANTS. !n addition to the covenants and agreem ts made in the Security Instrument, Borcower and l.ender further covenant and agree as foll s: A. PUD Obligatiana Borrower shall perform all of Borrower's o�ligatians under the PUD's Constituent bocuments. The "Constituent Documents" are the (i) ec(aration; (ii) articles vf incorporation, #rust instrument or any equivatent d:�cument w�ch creates the Ow ners Association; and (iii) any by-Iaws or other r�les or regulations of the Owners Association. Borrower shall promptly pay, when due, afl dues and assessments� imposed pursuant to the Constituent Documents. i VA # MULTISTATE PUD RIDER - Singie Family - Fannie Mae/Freddls Mac Form 3150 1/01 Wofters Kluwer Fnancia( Services Page f of 3 VMP�-7R (Q811) 11-Q2-000060 1030297565 JNIFORM INS MENT Initials: �