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<br /> �� PHA Cow No. -
<br /> inu��. ' 3Z1-18Z5938 9S3
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<br /> ��'� ADJUSTA�LE RAT� RIDER
<br /> -�:�'�=� TKIS ADJII�T�IBLE RATE RIDER is m�xl:thLs 20�'P1 dny of a�T�� , 1996 ,
<br /> •+-�� and is incorporated lnto and shall bo damed to ameud end supplement the Mortg�go, Dxd of Trust or
<br /> - ''� Securiry Dood (•Securtry Luaument") of tho same dxte givea by tha uadersigna! ("Borrower") to exurc
<br />===�-�:;� Borrower's Note("Note')to
<br />---- 110R1fi�T 1i0RTf�0=, ZI1C.
<br />-ti�
<br /> .��.� _.
<br /> - (the"Leader")of the s�me due and coveriag the property described in tho Security Insuuweat and lacated it:
<br />- 1005 M!8? 1COD�iIa 8T, OR71liD IBI.7EtiD, 2�! 68801
<br /> _ --� [Ptope�►YAdd�eu] `
<br /> -- TNE NOTE CONTAiNS PROVISIONS Ai.LOW11Ni� FOR CHANGES IN THE
<br /> --- INi'EREST MTE AkD THE MQNTHLY PAYMEINT. THE NOTB UMITS THE
<br /> AMOUk7 THF�ORROWER'S INTEREST R�1TE CAN GHANf3E AT ANY ONE TIME
<br /> AND TH�E MAXQN1dM RATE THE BORROWER MUST PAY'.
<br /> ADDI'I'ION�►L COS►F1VAN1'Si. In addition to tlie covemat� and agc�eemcnts m�de in the Savrity
<br /> Instrumeat,Borrower and I.ender further oovenint�nd agrx as fQU�ws:
<br /> II�TIT.�ST RA'1`�AND MONTfiI.Y PAYMENT CHANGES
<br /> : (A)Cb�e ID�te
<br /> ; 1lie Intarest rau mry�cbuige oa the fust dny oP J�►l�,�RY � 199d ,and on thuda,y�
<br /> of cacb suooet.cling year."Chaage Date'meam each date on whIctt tmo lntorest rato oould ch�age.
<br /> (B)'II�t Index
<br /> �eginnin$with the�s�at Cheage Due. the interest rate will bo baqed on an Index. "Indcx" meant t't+�
<br /> wakly aver�ge yiald on iTnitad Sutes Tc+easuty Securides adjustod to a constant m�turlty of one ycar,as mat3e '
<br /> av�itable by the Federel Reserve Board. "Gbs�ent Indea"means tht most reaat index figure avnilable 3U dsys
<br /> -- before tha Chflnge Date.If thc index(as defined abovea is no loager•s►vailablo. Lcndcr will uso as a new Inctcx
<br /> aay indox prescrtbed by the Secretary.Aa used in this Rider, "Secnts�ry mo�n�tho Secretuy of Housiaa a�
<br /> � Urb�n l�velopment ur his ur her deslgnee." Lender will give Bqrrower nodoo of the new Index.
<br /> FHA Mdtl.tota ARM Rider•lorlS
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