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<br /> paymenis mny no langer bc rcquircd. at thc option of l.cndcr, if ntartgagc insurunce coverage(in thc umount nnd for�he pcdod
<br /> that[.cndcr ecquires)pruvidccl ltiy an insu�cr upprovcd by I.ender again bccom,.s availnblc and is obtaincd. Dorm�ver shall pay
<br /> thc premiiuns requircd to maintuin mortgoge insurnnce in cffect,or t�pr�vidc n loss re.servc,until thc rcquirment for moctguge
<br /> insuranrr citdti in n�rordanre with nny writt�n nrrccnYCnt betwccn Borrower and L.cnder ar lpplicable luw.
<br /> 9. Inspectfon. l.cn;lcr nr its abcnt may r��akc rc:4sonable entrics upon und inspections of the Property. Lendcr shull give
<br /> Borro�vcr notice.n the time uf or prior to an inspcction speclfyiug reasonable cnusc for the inspection.
<br /> 10. Candemnation. The proceecls of uny award or claint far dt�mufics, direct or consequentiul, in connection widi any
<br /> condemnutian or othcr taking of any part af thc Property,o�r for c�nveyunce in lieu of candemnation, are hereby assigned and
<br /> shall be paid tu L.c�dcr.
<br /> !n dee event af a rotal taking of thc P�nperty,the procceds shall be applied to the sums sccured by this Security Instrument,
<br /> whethcr or not thcn due,with nny cxcess paid to Borrawcr. In the event of a parti�l takin�of the Property in which tk�e fair
<br /> murkct valus af the Praperty immcdiately befare the taking is equaf to or greater than the amount of the sums sccured hy this
<br /> Security Instrument immcdiately beforc the taking,unless Borrower and Lendcr othenvise agree in writing,the sums secuced by _
<br /> this Security Instrument shall be reduced by the amount of the praceeds multipUed by the follnwing fr.tciion: (a)the�otal
<br /> amount of the sums secured immcdiately before ths taking, dividcd by(b)the fiur murket value of the Property ienmediately
<br /> before thE taking. Any balancc shall be paid to Borrower. In the event of a p�rtial taking of the Property in which trie fair
<br /> market value uf Qie Pruperty imrnediately bcforc thc taking is less thast the amoeant uf the sumc secured immediately before the __
<br /> G3lcing, unless Borrower und Lender otherwise agree in writing or unless applicable law othenvise pmvides, the procceds shall
<br /> be applicd to the sums secured by this Security Instrumcnt whether or not the sums arc then due.
<br /> If the l�roperty is abandoned by Borrower,or if,aftcr natice by I.cnder to Borrovrcr that the condemnor offers to make�r�
<br /> award or settle a cluim for damages.Borrower fails to respand to I.ender�vithin 30 days aRer the date the notice is given,
<br /> Lender is Autho�•ized to collect and upply thc proceeds,at its option,either to restoratnon or repair of the Property or to the sums
<br /> secured 6y this Security Instrument, whether or noi then due.
<br /> Unless Lender s�nd gorrower otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the nior.thly pryments refened to in paragmpl�s 1 and 2 or change the amount of such payments.
<br /> 11.Bo�TOwer Nat ReleaSed;Farbcarwnce By Lender Not a Watver.Extension of the time for payment or modi�ication
<br /> of amortization of the sums secund by this Security Instrument grnnted by Lender to any successor i��interest of Borrower shall
<br /> uui vNcPutc 2a�IC3.i�2Ii;,liw�'slit�cf S�e�rigfns!P^�TMW�r�r R^t�!�wer'�cucce.ccors in interest. Lender shall no!be required to
<br /> commence proceedings ugainst any successor in interest ar refuse to extend time for payment or otherwfse mall+'y amorti�ation
<br /> of thc sums secured by this Security Inst�ument by m,ason of any demand made by the ar��+wl Bof�rower or Borrow,e:r's
<br /> successors in interest. Any forbearance by Lender in exercising any righe or remedy shali noi�is a walver of or preclude�:he
<br /> exercise of any right or remedy.
<br /> 12. �uccesso�s ond Assigns Baund;Joint and Several LAab➢lity; Co-signers. The covenants :ind agrcements of this
<br /> Security Instrument shatl bind and �cnefit the successors and assigns oi Lender and IIorcower, subject to the provisions of
<br /> paragraph D7. Borrower's covenant� and agree►nenu shall be ,joint ar►d several. Any Borrower who co-signs this Security
<br /> Instntment bat dces not execute the Note: (a� is co-signing thts Security Instrument only to mortgage. grxnt anci canvey'►;hat
<br /> Borrower's interest in the Property under the terms of this Sccurity Instrument; (b)is not personally obli�ated to pay the sums
<br /> � secured by this Security Instrument; and(c)agrees that Lender nnd any other Borrower may�gree to extend, modify,forbrar or
<br /> malce any accorrunodations with regard to the terms of this Security Instrumei►t or the Note without that Borrov:cr's consent,
<br /> 13.l.oan Charges.If the loan secured by this Security Instrument is subject to a luw which sets maximum I�an ctu�rges,
<br /> and that law is 6nally Bnterpreted so that the fnterest or other loan charges collected or to be wllected in connection with the
<br /> loan exceed the permitted iimits.then:(a)any such loan charge shall be reduced by the amount necessary to reduce the cttargcs
<br /> to the pemutted limit;anci (b)uny sums already collected from Borrower which exceeded permitted limits will be refundetl to
<br /> Bonower. Lender may choose to mak� this refund by reducing the principal owed under the Note or by m�king a direct .
<br /> payment ta :El�rrowcr. If a refund reduces principal. d�e reduction will be trcated as a partial prepayment without any
<br /> prepaymen2�charge under the Note.
<br /> 14.Notices.Any notice to Borrawer provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> lt•by fiist class mail unless applicable law requires use of another method. The notice shall be dire,�ted to the Property Address
<br /> ' ' vr any other address Bornower designates by notice to Lender. Any notice to Leruicr shall be given by 'Fr3t class mai! to
<br /> , Lender's addness stated herein or any othea address Lender designates by notice to Borrower. Any uoticc provided for in this
<br /> . Security Inaa�ment shall be deemed to have bcen givcn to Boerower or Lender when gi��en as providcd in this paragraph.
<br /> � 15.Governing I,aw; Severability. This Security Instrument shall be �ovemed by federul law and the law og the
<br /> , jurisdiction in which the Praperty is located. In the event that�ny provision c�r clause of this Security Instrumcnt or the Notc
<br /> conflicts with appiicable law,such confli�K shall not affect other provisions of t�is Security Instrument or the Note which can be
<br /> : given effect without the conflicting provlsion. To this end the provasions of this Security lnstrument and the Note :uc decl�red
<br /> , ro be severable.
<br /> 16.Borcower's Copy.Bonower shall be given one conformeci copy of the Nate and of this Sccurity Instrument,
<br /> ' Form 3028 9190
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