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..� <br /> � r_ _--=_�_` �- -- --- -- �- -- -�- ` - --T- <br /> ... . .� �. <br /> �S_ �. . —_.— — --'—r ,4i- _ <br /> ' _ _ _ 1=~' - - . - � - � _-_— <br /> . .• <br /> ". - -.'-: , _ '�' '�, 1'n� 1"r':! � ' " _ - <br /> ,., . � . . _ _ _ _ .. <br /> . '.:' '� - "y `; . . _ _ _ " <br /> . ,. . . ' .�. � . _ . .______ . <br /> -.,., . f i .... .,...�_� __ <br /> ._ .__�.___ � -�4�..:._�� . �_� , -� � , � ' , `r � c -. ' • _ - . '. . _ _ �_. �-.�. <br /> --• ' :..::_°._' ' <br /> .. �. , • ' �` . .. . ` . . ,� " , . � . , . - . f/���.(��� � ... <br /> ` �1�DC�tE�R VI(117't a11 tbC ompcovanents f10w c[1rcR�ei!l�a:lcd 001he pcopeey.aoa i11,ea�tS.�ppllrt�. �. <br /> � � and fu�qres 3iow a he[�atber s pa�t;di tAe pmpeYEy. Ali replac�t�erts aod iddit�bns sh�ll also 6e aova�d by this Secuary . <br /> Imtn�atau. 7111 of the fa�egoit�is t+ptased to ie this Secutity Laawuait�►s the"PlEOpeRy.". t .. . <br /> ` BORROWEtt COYENANTS ttiac Bamwer is 4wfWly seised of tLe esnte AasDy cos�veyed and his ti�e right to�gaet <br /> � � and canvey the Ptoperty'u�d drt['tde Ptoperty is�nancumbaed.accept for encum6rances ot nemcd. Boreower war:ants and <br /> �w�i defatd genes�lly t1�e dtk w tIu Pm�a�ty agairisc ail ctafi�as wd dem�nds.su6ject to any cescumbr�noes o!rccocd. � . <br /> THIS SECURiTY INSIREJNlE�NT canbii�es nnifam covmants fac m�o� use and noa-unifmn a�uven�ots witb .t <br /> lianited v�aiatiaas by jurisdictian to catutitax a an[fatm seauiry;� �•+,��t covecipg teal p�openy. <br /> ` UN1E`ORM COVENAI�l'Y5. Ba�u+ve�aad Lendercovewnt�dd agc�ee�s foliaw�: • � ; ; - . _ . <br /> l. P�jneat ot Pri�cipd ad Ltere�t;Yr�Wlae�t sd i.�te C�ar�. Bornower advll ptomptlY P�Y wLen due tbe ' , <br /> q;nc;pit of anQ�c an 8,e aebc eviaenad by tuc Note aod my p�epaymcat ana tate charges aue,maa we No� � <br /> -- Z. Buds tor'Ii��es a�d Imara�Sabjxt to applicabk 1sw or w t writtea waiverby I.d�der,Bamwer slnli pry to <br /> _ I.eader aa�e daY��Y PsY�a�rce cWe•�mder die Nooe,uaW the Note is pud"w tW1,a sma t'�")fa:ti)Y�Y <br /> taxss aod assess�naus�rAich msy aaain prioriry over this Sxurityr tnsuunrent as a 1kn ao tde�ProQatY tb)Yeuly 1e�sd�ofd <br />-- PsY�ar acour�d zents an the Propercy. if 9ny: (a) Yar1Y haiard or prnperty insunnce pemiun� fa3 yeu1Y flood �,' <br /> ` � ias�u�nce premiums.�f'aay;(e) Y�Y�E�insu�ance p�emiwns. if any;and(�u►Y �P�Y��Y Bamwa W� _ <br />;;;,�_ Lender,in xcordu�ce with the gcovisian4 of p�ragapi�S.ia tiai of the paytt�er►t of morcgage in.wr�ace preminms. These . <br /> �IC![!S AI�L C3�kd�F'SClOW IfCIAS:� I..Ef1dC?illl�lr 8i Ail�►tIRIG.CO�d'.l'��10��111dS 111'�11 a11101U1�Ild[YO tJ[1'�l.Cd t11C AIi7U1111uII , <br />;r;;�� amoune a lender for a federaI[y ntated nwrcgage lavi may�equire for Ba�awec's escrow auca�nt w�kr tHe fedetil Ral <br /> gstate Seplett�ent P�ocedares Ac�of 1914 u ameMed from dme w dme,12 US.0�2601 tt stg:E"RESPA"3,unless anotl�a <br /> 1=w that applies to ibe Fvtds sets a le:sser�tnotuit �f so,I.etder may,at.any-tttne,collect and laW FiiMs Lt an amount not m <br /> exceed ttie l�sser amamt. Lendec may.estimate the amamc nf Fundg due on the basis of ausrat dua and tason�ble <br /> T;s asdmatss of�apeadit�u�es of futune Escrow Item4 or atheiwise ut a�cardanoe with appW�ble law. , � • <br />- The Fhads shall be beld ia aa iauitutioa wbose depasits ue iasured by a federal agerx.y.i�umentati�}►,a e�itY . <br /> •v. � : Cmcloc�ng Lender,if Lender u such an inctitutioa)a in aay Fede�ait Hame I.o�Sank Lenda shall agply tb�Fands taPay <br /> 'r:Y �e�sem�v Items. 1,erider maY not clrarge Boimwer for hotding and apptyiag tde Fur�ds.aunmaUy annlyzin8 tl�e dscio�►c <br /> '_ . aeca�ut,or veii�'ying tbe Escrow Iums.a�less Lender pays Basower intaest ae t�e Funds aod a�ppiicable law petmits , <br /> ��' Lendec to make such a et�arg� Hawaver,L.endec may requue Borrower to pag a ano-time ciwrge for an indepmdent ieal <br />; : •��_ � esqte tax rcpor6ng service used by I.ender in connection with this la�n,untess appficable law prnvides otherw+ise. Unkss an <br /> . agroemern is made a spplicable law requi�es incerest to be paid,,LeMec.shall mt be cequire<!to paY Batmwer�y irmtecest a <br /> :�. � eamings on the Fvnds. Bon»wer and Lender may agcee In wdting,Lowevet,that interest shall be paid on the Fubds. l.ender <br /> shaU give to Botmwer.wit6out charge.an annual accounting of t6e Fvnds.showiag ccedits and debits to the�Fonds and the <br /> �'. . _ pu�pose fa which each debic to the Funds was made. 17u Cw�ds are pledged as�additional savrity for aU sums sxuced by <br /> : this Securiry Insuumen� - <br />;.°, `;� ' If the Funds held lty Lender eacad the amaunts permiued to 6e held by applicable law. Lender shaD accaant w <br /> Bormwer far the excess Fuads in accondance with the requirem�nts.of appltcabte Iaw. If the amount of t6e Funds held by <br /> I,rnder a�a�y time is not su�eient to pay the Escrow Items wheS 'c.i�e.I.ender may so notify Bamwer ia writing,and,ia <br />,�„�� snch casc Barower shaU pay to LerKier tde amounc necessacy cm asaice ap the deficieacy. Bormwer s6aU sr�alce up d�e <br />. . de5cieacy in ao mo�e than twetve raont6lY PaYm�►ts.at Lendets sak drscretion. <br /> ' � Upoa pa7►meat in fuU of all sums secured by this Security Instrument,L�:a stwll prompdy rcfun�`r��cinower�y � <br /> �f � <br />�i':��.,� '. �.�,,�,` ' Funds heid by Lender. If under P�B�Ph 21.Lender shall acquire or seU the Pfopecty,Lend�r.Pnor to tiie acquisidon or:. <br /> �� �`��" sale of the Property.shaU apply a»y Funds held by Lender at the ume of acquisition or sale as a aedit against the�. '�'�"• - <br /> '�• �� secundlsy¢�sSecurityInsuumen� . •��'���-":.�� <br />��''' ' 3. Application of Payments. Unless applicabte taw ptovides otherwise. all payments r�ectived by Lender under � <br /> .. -">,��_:��: <br /> ' '•F�`� � paragraphs I and 2 shall be applied:flr5t,to any prepayment charges due under the Note:second,to amoanu payable under � - <br />�, .: ��•; paragraph Z;third,to intcrest due:fourth,to principaE r�:e:anA las[,to any late chargc3 due under the Note. . _ - -�_"��� <br /> - 4. Charges;Lkns.. Borrowa shaU pay al1 sa�ces,assessments,charges, fines artd imposidons ataibutabte to ti�ee . , �,�j---- <br /> : ' ,.�_._ � <br /> wlsich ma attain priority over this Secunty Iastrumer.�,a:.d leasehold payments or grn�md nnu.if any. Bomnwa . ,:�.°�=�= <br /> ,•�•�. ' <<?, ,_ <br /> .. ,'�: sh�ail�pay�se o6ligaaans in the maimer provided in parag�':e?'�if not paid in that manner.Boirower shall pay them vrt . '; � . .:,. <br /> . ,���r„_�.,.,' . time direc��to the p�son owed paymenG Borrower shall pror.rp:ly fumish to Lender a11 notices of amounu to be paid under �. , �,;; r��'- <br /> :t �'}*'-�:��• t his{mragrap h. I f Ho r r o w e r m a k e s t h e s e p a y m e n t s d i r e c t l y.B o r r o w e r s h a l l p r o m p d y f u m i s h t o L e n d e r r e c e i�t s e v i d e n C i p g <br /> . r mra �_.,;. <br /> � the paymenis.. 4..r,,.r:.- • `� -- - <br /> �� Borro�e:shall promptty discharge any Iien which has priority over this Security insuument untess Barrower.(a)agrees ��`� � .3,�� <br /> ��•. , ... <br /> , � � in wrlting��r.5e payment of the obligadon secured by the lien in a rmanner acceptabte to Lender,(b)contests in goad faith the • ,�,;,:�,�;,. <br /> ��'. ,� lien by.ar��fends against enforcement of the lien in,Iegal procee�ings which in the Lender's opinion operate to prevent mhr � �--g -- <br /> ',]iC L:LTa.':'. <br /> . enforcem�t of tl�c Jien;ar(c)secwes from the holder of the Gen an ageement satisfactory to Lender subordinating the tien �. <br /> - to this Secudry Instrument. lf Lender deteraiiaes that any part of the Ptoperry is suhject to a iien which may attain priority F ' . �"` . <br /> • f• --��!: ' over this Secudry Instrumeiu.Lender may give Borrower a nosice identifying the lien. Bortower shall satisfy the lien or take } : ,�._ . <br />. � � � �;-��.-'��.�..: one ortr�r:.of the actlons set forth above within 10 days of the giving of notice. � �' , . • <br /> ��.�:._._ � <br /> �;, „�:::- . S. ��d oe property Insu�anca Hbrmwer shall keep the improvements now existing or hereafter erected on tho . . <br /> "�` Properry insured against loss by fire.h:izards incJuded wi[hin the tetm"extended coverage'and any other hazsuds.including ! <br /> � � "� � ftoods or flooding.for which Lender requires insurance. This insurance sha11 be malntained in the amounu and for the � � • <br /> '----.�_.._-- --- <br /> ' ;. <br /> .'f�r:. -. ::�.;� Fan�3fl� �tfo Ivlec=olbeos.,) t � <br /> �,a . . , <br /> ,.,� • .. <br />.� . �r• .. . . .. . 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