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<br /> ', . S.HNZard or Property IesurAnse. eorrower Ql�nll kcep�lso improvcmcnts now exl�tina on c�rcaftcr crc;ctcd on tho Praperty
<br /> � insurcG aguinst loss by C�rc, haztttrds includcd within tho tcrm "extcndcd cavet�Ee" :�nd nny athcr htu.ards. including ilcwds or
<br /> �•�- �� flooding, tor which Lcndcr rcquires insurancc.Thla insuranca sh�ll bo maintain�tl in thn omnunis and for ihc perlods U�at Lcr►dcr
<br /> rcquires. 'Itic insurencc carricr praviding tho insumnca shnll bc cho.scn by Bo:r�wcr subJect ur Lcncicr's approvW�vhich shall not �
<br /> 6c untcasonably withhcld. IF Boerowcr fuils to mainmtn covcrago describr,d abovo, L.ondar �nay, at Lcnder's option. obt�in
<br /> ..,..,� coverage w protect I.ender's rights In ihe Propeny i►►aceordance with paragra�h 7. i
<br /> � _?= AA Insurance polIcics a�►d renewals shall be acceputblo w Lender aid shaZt includu u sts�ndard enortgage cla�use.I.ender shaU �
<br /> have the rlght to hold thc pollcies and renewals.If Lendcr requires,Borrowca shaU promntly givc to T.ender nll rcccipts of Raid =
<br /> _ . „ premiums and renewel nodccs.In thc event of loss,Borrower shall give prom�,�t nouca to Q�a inauranco c�urier anrl Lcndcs.Lend�r _
<br />-�- . may make proof of loss if not mude prompdy by Borrower. =
<br /> Unless Lender and Borrower othenvise agrce in wdting, insurance pro�ecds shnll be applied to reswraa�n or r�pair of thc —
<br /> :; properry daznaged,if the reswration nr rcpair is cconomicuUy feasiblc and Lc�der's sccu�+t.y is not Icsscned.If the resWration or _
<br /> ' repair is not ecoaomically feasible or I.ender's secur{ry wonld be lessened,th�insuranr.o prcxeeds shall be applied to the sums -
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<br /> �,�.., �' secoued by this Sec�uity Instrument, whether or not then due, with any cacess paid tm Ec,rrower. If Bonower abandons the —
<br /> '�`!`'� � P[aperry,or does not answer within 30 days a noace from Lender that the insurance carmet has offered ta setde a claim,then =
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<br />�R;�:,;S'�,,,.;. .. I.ender may caUect the insuranc�proceecis.Lender may use the proceeds to repair ar reswre th.Property or w pay sums secured
<br /> -�`'�'• ' by t�ts Securi Is�strument,�vhether or not then due.The 30-day pericxl will bcgin when the modce is given.
<br /> ;�,1.;•.�•, : �• ty
<br /> - . [ UnIess Lendtzr and IIorrowcr othcrwlse agree in wrldng,any application of prQCCedn tc���incipal shall not extend or postpone
<br /> � � �'J the c�ue ciate of tha rnonthly paymenis referred W in parA�nphs 1�nd 2 or change thc amaun.of the payments.If und�r pivagrAph
<br /> ' 21 the Property Is acquired ay Lender.Borrower's right w any Insurance poli�ics and pr�cceds resaldng from damaga to the
<br /> • � : � Property priar to thc acquisidon shall pass w I.�nder w thc�xtent of the sums securud by thi.9 5ecurity Inswment immediately
<br /> prior w the acquisirion.
<br /> � �' 6.Occupancy�Preserv4tion,Mafntenance and Protection otthe PropYrtty; Barraae�'s I.oAn Applkwtioai Leaseholds.
<br /> � �� �' Borrower shall or,cupy.estttblish,and use dic Property as Borrowcr's principal resIdonr,e w�chin sbcry deys aRcr Iho exccudon of
<br /> • ;�•� � this Security Instrument und shall condnue to occupy lho Property as Sorrorir.r's prineipal r��sidence For et Ieast ono year efler the
<br /> , date of accupancy, unless Lcndu otherwise agrees in writing, which corscrtt sh�ll nat Iw unrcasonably withlxld,or unless
<br />�,�-��, •,.4�` extenuating circumstances exist which aro boyond Bnrrowcr's control.aarrawcr sh�ll n�st d::stroy.denaaga or Impalr tho Property,
<br /> y��� �u,�hr P�.�M,ty tn �leterinrata, or commit wesm on thc Property.Botrowcr shNl 6c dn dcfeult If any [orfolturo ectlon ot
<br /> L:?`';,.,. qncooding,whethcr civil or criml�al,fs bcgun that in Lcndcr's good fe�th jndgment c�Gb result in farfcitum of Ihe Pconerty or
<br />-���x��"��" otherwise matuinlly impalr thc licn croawd by thle Sccurlty Ir�Rwment or Lcndcr's sccurity intcres�. Borrower mey curo euch a
<br /> �°''� " �"�' � default and reinstate,as providod in paragraph 18. by cAUStng the acdon or procecdinQ to be dismissed with a rullng ttiat, in
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<br />-�;ti`�-� Lcnda's good faith determination,precludes forfciwro oF Uie Horrowcr's interost in dla Ph,ngcrty or othct matcrsal Impaianent of
<br />--�� the Ika�creatcd by this Sccurity Insuumcnt or Lendcr's sccurity intcresG Bcumwcr shall elno be in defnult if Borrower,during the
<br />__.-;�`.;� loan epplicaeion process,gave matedaUy false or inoccuraue tnformation or statemenn�tn L�ender(or fnilyd tn provide Lendu wtth
<br /> ._:���� eny materlal informadon) tn connecdon with thc loan avidenced by th�a Nate, includ.ing. but not limited to.rcpreseutations
<br /> :;�_��, c�nc�ming Socrower's occuguncy of L:s��-:y::s principal residenc�.If thin Securl�y Instrument is on a leasetwld,Borrower
<br /> ;'�'"-'�� sGall comply with all the provIsions of the leasc.If Borrowcr acqulres fee titta to the Prcpersy,the lcasehold and the fee tide shall
<br /> -�-"�=3�-':�:� not mergo tu►less I.ender agrces to the mergcr in writing.
<br /> _�'_"�=:� 7.Protcction of Lender's Rights in the Property. If Borrower f�ils ta perfam U�e oovenants end agreements cantained in
<br /> _-1-�":� • Ihis Security Insavment,or therc is a legN proceeding that may signif'�oritly affect L�uicr's rights in the 1'roptrty(such as a
<br />_:=e-,,�;,� ,. procaeding in bankr��ptcy,probato,for condemnation or forfeitwe or W enforce laws cz r��u�arions),ttsen I.ender may do and pay
<br />-.____...._._ _. ; for wtiatavVr is necessary to protect the value of the Pcopeny and Lendez's r�ghtn in We�*roperty.Lendar's actiona may include
<br />:,.;,�-----__ � paying any suins secnred by a Gen which has prlority over this Secudty Instrument, appearing in court,paying reasonaU➢e
<br /> �-�" . � aGOmeys'fces and entering on the Pcoperiy to maka repairs.AlthouBh T.�nder may taks acdon under this paragraph 7.Lender
<br />__��.`��„�:; does not have to do�o.
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