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<br />200510404 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />A€.c.t'oQ ~ufv>..~ <br />HECTOR ALVAREZ <br /> <br />(Seal) <br />-Borrower <br /> <br />CJ(\/U~~ C\1u(),u~ <br />CHRISTINE ALVAREZ . <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />00614740 <br /> <br />.-BAINE) (04071 <br />@ <br /> <br />Page 14 of 1 5 <br /> <br />Form 3028 1101 <br />