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2�1102��� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />(Seal) <br />RICHARD W LORANCE - Borrower <br />; �'�.' (Sea!) <br />BARBARA A LORANC - Borrower <br />(Sea[) <br />-Bonower <br />_ (Seal) <br />-Borrower <br />Witnesses: <br />' �B�l$� -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/Ol <br />I GCC - G302&18 (09/Ol) (Page 18 of 19) <br />