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20�1�23�� <br />adversely affects the value of the Property. The preceding two sentences shall not apply to the <br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are <br />' generally recognized to be appropriate to normal residential uses and to maintenance of the <br />Property (including, but not limited to, hazardous substances in consumer products). <br />' Borrower shall promptly give Lender written notice of (a) any investigation, claim, <br />! demand, lawsuit or other action by any governmental or regulatory agency or private party <br />involving the Property and any Hazazdous Substance or Environmental Law of which Borrower <br />has actual lrnowledge, (b) any Environmental Condition, including but not limited to, any <br />' spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any <br />condition caused by the presence, use or release of a Hazardous Substance which adversely <br />, affects the value of the Property. If Borrower learns, or is notified by any govemmental or <br />, regulatory authority, or any private party, that any removal or other remediation of any <br />', Hazardous Substance affecting the Property is necessary, Bonower shall promptly take all <br />necessary remedial actions in accordance with Environmental Law. Nothing herein shall create <br />any obligation on Lender for an Environmental Cleanup. <br />NON-UNIFORM COVENANTS. Bonower and Lender further covenant and agree as <br />follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to <br />' acceleration following Borrower's breach of any covenant or agreement in this Security <br />' Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides <br />, otherwise). The notice shall specify: (a) the default; (b) the action required to cure the <br />' default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by <br />' which the default must be cured; and (d) that failure to cure the default on or before the <br />' date specified in the notice may result in acceleration of the sums secured by this Security <br />' Instrument and sale of the Property. The notice shall further inform Borrower of the right <br />to reinstate after acceleration and the right to bring a court action to assert the <br />' non-existence of a default or any other defense of Borrower to acceleration and sale. If the <br />default is not cured on or before the date specified in the notice, Lender at its option may <br />, require immediate payment in full of all sums secured by this Security Instrument without <br />' further demand and may invoke the power of sale and any other remedies permitted by <br />' Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />I remedies provided in this Section 22, including, but not limited to, reasonable attorneys' <br />fees and costs of title evidence. <br />' If the power of sale is invoked, Trustee shall record a notice of deFault in each county <br />', in which any part of the Property is located and shall mail copies of such notice in the <br />manner prescribed by Applicable Law to Borrower and to the other persons prescribed by <br />Applicable Law. After the time required by Applicable Law, Trustee shall give public <br />, notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, <br />', without demand on Borrower, shall sell the Property at public auction to the highest bidder <br />' at the time and place and under the terms deisgnated in the notice of sale in one or more <br />' parcels and in any order Trustee determines. Trustee may postpone sale of all or any <br />1�BRASI� -- Single Family -- Fannie Mae/IYeddie Mac iJNIFORM INSTRUMENT Form 31128 1 � <br />GCC - G302&16 (09/Ol) (Page 16 of 19) Initials: <br />