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20�1��2�ti <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in al] pages of this <br />Security I tru ent i Rider executed by Borrower and recorded with it. <br />� �� ,� / �� <br />STEVEN T SHELTON -Date SHERYL SHELTON Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF . HALL <br />The foregoing instrument was acknowledged by STEVEN T SHELTON and SHERYL A SHELTON, before me <br />on March 9, 2011. In witness whereof, I hereunto set m hand eJ, if a lica , , �fficial se 1. <br />' /f <br />My commission expires: 5/10/Z011 � ," `�� � Z.� <br />SA AYER <br />GENERALN07ARY-StateofNebraska CONS MERLOAN OFFIC <br />LISA R. MAYER <br />My Comm. Exp. May 10, 2011 Hall County, NE <br />Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Lvan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />� 2004-2010 Compliance Systems, Inc. EEOB-fEF3 - 20I0.03378 <br />Consumer Real Esta[e - Security Instnunent DL2036 Page 5 of 5 www.compliancesystems.com <br />