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i ;; _ 20�.102�6� -� ,, 9. Prntection of Lender's Interest in the Property sud Rig6ts Under 's 5ecurity Instinmen� If (a) Bonower fails to perform the arvenants and agreements contained in this ity Instrument, (b) there is a legal proceeding that might signifcantly affect Lender's interest in the roperty and/or rights under this Security Insuument (svch as a proceeding in bankruptc�, probate, for oo lemnation or forfeiture, for enforcement of a lien whicli may attain prioriry over this Security Instr nt or to enforce laws or regularions), or (c) $orrower has abandoned the Property, then I,Qnder ma do and pay for whatever is reasonable or appropriate to protect Lender's interest in th� Property an nghts under this Security Instrument, including protecting and/or assessing the value of the Property, �d securing and/or repairing the Property. Lender's acrions can include, but are not limited to: {a) gayin any sums s�cw'ed by a lien which has priority vver this Security Instrument; (1�) appearing in cowt and (c) payi.ng reasonable attorneys' fees to protect its interest in the Property andlor rights under tttis 'ty Instrument, i�uding its secured position in a bankraptcy proceeding. Securing' the Property inc udes, but is not limited to, entering the Property to make repairs, cbange locks, replace or boazd up s and windows, drain water from pipes, eliminate huilding or other rnde violations ar dangerous co�iiti ns, and have uti�ities turned on or off. Althaugh Lender may take adion under tlus Section 9, Lender do not have to do so and is nat under any duty or obligation to do so. It is agreed that Lender incurs no li 'ty for not taking any or all actions authorized under t}us Sedion 9. Any amounts disbursed by Lender under this Section 9 shall become dditional debt of Borrowet secured by this Security Instr�nent. These amounts shall bear interest at th Note rate from the date of disbursement and shall be payable, with such interest, upon notice from er to .Borrower requesting PaYm�ent. If this Se�urity Instrument is on a Ieasehold, Borrower shall coinpiy 'th al1 the provisions of the tease. If Borrower acquires fee title to the Froperty, the leasehold and the T�:� title shall not merge unless Lender agrees to the merger in writing. �, 1d. Mortgage Insurance. If I.ender required Mortgage Insuranoe as � adition of making the Loan, Borrower shall pay th�e premiums required to maintain the Morigage Insuran in effect. If, for any reason, the Mortgage Insurance coverage reqwized by Lender ceases to be avaitable fr m the mortgage insurer that previously provided such insurance and Barsower was reyuired to make arately designaced paYments toward the premiums for Mortgage Insurance, Borrawer shall pay the emiums required to obtain coverage substanrialiy equivaient to the Martgage Insurance previously in ffect, at a cost substantialiy equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, fram an alternate mottgage insurer selected hy Lender. If substantially equivalent Mortga Insurance coverage is not avaifable, Borrower shall continue to pay to Lender the amount of the separa ly designated payments that were due when the insurance eoverage ceased to be in effect. Lender will accept, vse and retain these payments as a non-refundable loss reserve in lieu af Mortgage Fnsurance Such lass reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in I, and Lender shall not be required to pay Borrower any interest or earnings an such loss reserve. Len [ can no Ionger requite loss resexve payments if Mortgage Insurance coverage (in the amount and for th period that I.�nder requires) provided by an insurer selerxed by Lender again becomes available, is o sined, and i.ender requires sepazately designated payments toward the premiums for Mortgage Insurance. If Lender re�uired Mortgage Insurance as a oandition of making the Loan and Borrower was required t make separatelp c1esignaked payments towaxd the premiums for Mortgage Insurance, Borrawer shall p y the premiums required ta maintain Mortgage Insurance in effe�t, or W provide a nan-refundable oss reserva, uatii Lender's requirement for Mortgaage Inswrance ends in acxordance witb any written agr ment between Borrower and Lender providing for such termination or until terxnination is requized by Ap licable Law. Nathing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimbutses Lender (or any entity that purchases e Note) for certain losscs it may incur if Borrower does no# repay the Loan as agreed. Borrower fs ot a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all sucki insurance in fpr from time to time, and may entar into agreements wiih other parties that shaze or modify theiz risk, or r ice losses. These agreements are on terms and conditions that are satisfactory to the mortgage insu.rer atld he other party (ox pazties) to these agreements. These agreements may requize the mortgaa ' iasurer to na payments using any source of funds that the mortgage insru�er may have available (which may include ds obtainad from Mortgage Insurance premiums). 11-oi-a000a5 NEBRASKA - Single Family - Fannie Yae/Freddie Mac UNIFORM' INSTRUMENT WITH ERS �-6A(NE) (o8t 0) Pape fl of 15 ' �nAi s ^ Form 3028 1/O1 r \