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� � 201102268 <br />� : <br />premiums, if any, or any sums payable by Borrower to Lender in liau oi <br />Insurance premiums in ao�rdsnce with the provisions oi S,ection 10. Th�s <br />Items. " At origination or at any time during the term of the Laan, Lendex n <br />Association Dues, Fees, and Assessments, if any, be escraweii by Borro�ve <br />assessments shall be an Escrow Item. Bonower shall promptly furnish to Le�i� <br />be paid under this Sectioa. $orrower s6all pay I.ender the Funds for Fscrow <br />Borrower's obligation to pay the Funds for any or all Fscrow Items. Len <br />obligation to pay to I.�nder Ftiinds far aay or all Escrow Items at any time. A <br />in writing. In tt2e event of such waiver, Borrower shall pay direcxly, when and <br />due for any Escraw Items foz which payment af Funds has been waived by Lei <br />� shall fiuvish to I.ender receipts evidencing such payment within such time pe <br />�orrower's obligation to make such payments and to provide receipts shalt fo <br />be a covenant and agreement contained in this Se�curity Instrument, as the phra <br />is used in Section 9. If Borrower is obligated ta pay Escrow Items directiy <br />$orrower f�ils to pay the amount due for an Escrow Item, F.ender may exerci <br />and pay such amount and Borrawer shall then be obligatai under Section 9� <br />amoun� L.ender may revoke the waiver as to any ar aIi Escrow Items at an <br />accorda.nce with Section 15 and, upon such revocatioa, Borrower shall pay <br />such amounts, that are then required under this Section 3. <br />I.ender may, at any time, collect and hold Funds in an amoant (a) suffici <br />the Funds at the time specified under RESPA„ and (b) not to exceed the <br />rec�uire under RESPA. I,e�►der shall estimate the amount of Funds due on <br />reasonabie estimates of expendihues nf future Escrow Itenos or atherwise in <br />Law. <br />the payment of Mortgage <br />ite�s are c�led "Eserow <br />iy require tha# Cotnmunity <br />, and such dues, fees and <br />;r all notices of amuunts ta <br />tems unless i,e�er waives <br />er may waive �rrower's <br />y such w8iver may oniy be <br />vhere payable, the amaunis <br />ler �d, if Lender requires, <br />od as I.ender may reqwire. <br />at1 purposes be deemed to <br />°covenant and agreement" <br />pursuant to a waiver, and <br />; its rights under Section 9 <br />xepay to Lender any such <br />time by a notice givea in <br />� Lender all Funds, and in <br />ot to pernvit Lender to apply <br />�imum amouai a lender can <br />ie basis of current data and <br />aaaord�nce with Applicable <br />The Funds shail be held in an institution whose deposits aze i ed by a federa2 agency, <br />instrumentaiity, or entity {including Lender, if Lender is an institutioa whose eposits aze so insured} or in <br />any Fedezal Home Loan Bank. I.ender shall apply the Funds to' pay We Escro Items no later thaa the time <br />specified under RESPA. Lendes shall not charge Borrower foY hdding arid plying the Fuads, annually <br />anatyzing the esczow aocount, or verifying ihe Escrow Items, unless Lender' ays Borrower interest on the <br />Funds and Applic�ble Law permits Lender to make such a charge. Unless an eement is made in wridng <br />or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrowa <br />any interest or earnings on the Funds. Borrower and Lender can agree in 'ting, however, that interest <br />shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accouating of the <br />Funds as requited by RESPA. • , <br />If there is a surplas of Funds held in escrow, as defined under RES A, Lender shall acxaunt to <br />Borrower for the exoess funds in aocordance with ItESPA. If there is a sho e of Funds heid in escrow, <br />as defined wnder RESPA, i.ender shall notify Borrower as required by RESP and Borrower shall pay to <br />Lender the amount necessary to make ug the shortage in accordance with A, but in no mare than 12 <br />monthly payments. If there is a deficiency of Funds heid in eserow, as defin under RESPA,, Lender shall <br />notify Borrawet as required by RESPA, and Borrawer shall pay to I.ender e amount necessa.�y to make <br />up the de�eiency in acrArdance with RESPA, but in no more than 12 monthl payments. <br />Upon payment in full of all sums secured by this Security Instrument, nder shall promptly refond <br />to Bonower any Funds 4�eld by Lender. <br />4. Chaiges; Liens. Borrower shatl pay ail taxes, assessments, ch ges, fiues, and imp�itions <br />attributable to the Praperty whid� can attain priority over this Security Ins nt, leasehold payments or <br />graund rents on the Property, if any, and Community Associatioa Dues, Fee ant! Assessments, if any. To <br />the extent that these items aze Escrow Items, Borrower shall pay them in the anner provided in 5edion 3. <br />NEBRASKA - S[ngle Famity - Rannie Mae/Freddie Mae UNIFORM INS7RUMENT W17H .MERS <br />�BA(NE)�osio► , �ssorTS , Mrc,�,; <br />11-Q1-004005 <br />Form 3028 1 �07 <br />