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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................03,-11:201,1............................., together
<br />with all Riders to this document.
<br />(B) "Borrower" is �C�i9.G: N.4xtablQ a�d A49ela IVJ WIF� .........................................................................
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Securiry Instrument.
<br />(C) "Lender" is BAIVK OF DONIPHAN
<br />.. ................................................................................................................... .
<br />Lender is a.GotRO[atioo .............................................................................................. organized and existing under
<br />the laws of .the �taxe of. �leb�a�k� .......... . ... .. . . . . . . .. ........... ..... ...... . Lender's address is . P.O, �OX,�70, p01UIQ(jAIV, IVE, 688�� . , , , ,
<br />......................................................................................................................................................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is westGateBank,600301d,Cheney,Road, Lincoln,,NE, 68516,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
<br />(E) "Note" means the promissory note signed by Borrower and dated 03 , The
<br />Note states that Borrower owes Lender twoluutdr��fo►�y.eighttbousavd.aod.nalt.Q4 ....:.............................................................
<br />. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dollars (U . S . $ �48,000 00, , . , , , , . , , , , . , , , , , , , , , , � plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................04�0.1:2.0.41.....................
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Securiry Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specifyJ .......................
<br />❑ 1-4 Family Itider ❑ Biweekiy Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and loca( statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(� "Community Assceiation Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Prceeeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(1� "Mortgage Insurance" means insurance protecting Lender against tt�e noupayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C. F. R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation Wat governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federaIly
<br />related mortgage toan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
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<br />Form 3028 1/07
<br />NEBRASKA—Single Family—Fannie MaelFreddie Mac UNIFORM INSTRUMENT ///��� II�IIIIIIIIIIIIIIIIIIIIIIIIIIIII�II
<br />Bankere Systems, Inc., St. Cloud, MN Form MD-1-NE 8/17/2000 � �/� � � I(
<br />ret: 7/2001 {page l of 7pages) �✓ •r J B 2 A 0
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