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20110217"1 <br />(C) "Lender" is FIELLS FARGO BANK, N.A. <br />Lender is a National Association <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is P. 0. BOX 5137 <br />DES MOINES, IA 50306-5137 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIELLS FARGO FINANCIAL NATL BNK <br />(E) "Note" means the promissory note signed by Bonower and c3ated MARCH 17 , 2011 . <br />The Note states that Borrower owes Lender TWO HIJIJDRED TWENTY-NINE THOUSAND FIVE <br />HUNDRED AND NO/100 Dollars <br />(U,S. $****229, 500 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later thanl4PRIL 1, 2041 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under tliis Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Bonower jcheck box as applicable]: <br />� Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ 1-4 Family Rider <br />0 VA Rider � Biweelcly Payment Rider ❑ Other(s) [specify) <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J} "Community Associstion Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the ProperLy by a condominium association, homeowners <br />associafion or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is uutiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(Ii� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid vnder the coverages described in Section 5) for: (i) <br />damage to, or destruction of, tlie Properiy; (ii) condemnation or other taking of all ox any part of the <br />Properiy; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default an, <br />the Loan. <br />NEBRASKA - Single Family - Fannie MaetFreddie Mac UNIFORM fNSTRUMEIVT <br />�-s(NE) 10811) Page 2 of 15 in�c�ais: �� Form 3028 7/01 <br />� � <br />