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2 01102177 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />� <br />(Seal) � �z�� i��`�l (Seal) <br />DO J LIND - Borrower KATIE SiJE LIND - Borrower <br />_ (Seal) <br />-Borrower <br />� (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER -�1-Year LIBOR Index (Assumable after Initial Period) <br />Single Family - Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Financial Services <br />_ (Seal1 <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />---- ---Form <br />VMP856R 108041.00 <br />Initials: Page 4 of 4 <br />/..� <br />