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<br /> = TOGE1�iE�1t wti'H all tee�a,�eats nov►�a t�iar e�eiMOd on tne�i�r..�nd.all easemaus.app�ut�c�s.� .
<br /> aod fixders no«r a h�r a pnt�af,the pmpaty. Alf npisoemmts aod sdditioas sl�lZ dfw be covecod by this SeaaitY
<br /> I1u�drk Alt of tfi�faaeaoio�is refaned to in this S6curic�►�as the"Ptvpe�ty." �
<br /> :�, ' , i: BOI�ROWFR C�OV@fwN'i'S tt�t Bomowa is taarfulIy seised of the estate hec�ehy caaveyed and t�as the right to gr�nt
<br /> anct canve3►the Prop«cy and a�at tt�c PYopecty is unenwmbeiea.e�capc for a�cumbcanoes of rec�d. B«rower wa�rants ana
<br /> � vr➢11 detad�aexaUy dje title to,tBe Fiopaty agaiaet 91I cT�ims and dem�ds.subjax to 3rty eacum6rances of r�card.. . .
<br /> - Tf�S SECIfRIfY II�1S7RUMEN'f oombines aniform covenaots fa national use apd nun-w»forsn cava�aats with
<br /> liaurad vari�tiucs[r�r jurisdictiat�to eautitu�e a uoifarm seca�iry instrwoent cu�raing ieal pioperty. .
<br /> _ tJNIFOit.�Gi3QEt�tAb3TS..Bo�qvra�riai�• coveNntatWogree as fadtows:" -
<br /> 1. Fiet�re�titPricilv aM i�te��7���C�• �►wet sNail p474?�Y P�Y�dae ihe
<br /> � 'princip�i of�ud i�oei+est an tt�e,�ebt evidr�ced!iy Ib�Nota aod anY PnPzY�t an�tat�cl�rges due�cniier the Nae.
<br /> Z, Fi��or'Ii�us�tii I�vase� Su6ject to�piic�bte taw ar to a written wAiver by Lender.Borrower siudl pay to
<br /> Lrnder on the day monthly pi}�s uie d�e und�er the Note,uraii�the Nate is paid in fan,a sum('Fundc"i fa:.ta?ycarfY� . -
<br /> wca and as�es�maKs which msY st�ir�Priariry over Ihis Sccuri�iy la�wmen[as a lisn an the Propeny:lb)Ycarly kaaehold
<br /> P�Y�} ar pouad�rnts an ihe Propacy. if any: �cl Y�Y ��# a P�'aP��Y insurance �xemiwt►s: (d)Yrarly flood.
<br /> • ' ' irauranee petoiums.iE aay:(e)Y�Y�E� �w�e pcemiwns. if any:wk!tfi�ny suma p�yable t►y Bcxtower ta
<br /> Lender.in uconi�nce witl�the ptovisianx af pu�graph 8.in lieu ai Ihepayment of matga�e insurmce prcmiums. '[�ese �-
<br /> iteros arc caUed"Escrow Items." 4cnder may.at any tirt�e�coltect and lwld FuMs In an artwunt nat�a eacad�he maxiinum
<br /> anaunt a iender tar a fe�krally reltted matg�e loore msy rcyuire fix Brxrower9 escrow account w�dcr tbc feder:l Ke�t
<br /> = E,it�te Sqtlert�rnt Ptocedu�Act af 1974 as aficnded from time to 1ime. 12 U.S.C.�2601 er s�y.(„It�SPA"�.unless anaher -
<br />__ - . �iaw that rpplits to the Funds sets A ksser amoun� ff so.Lender msy�ot any tima,ca{lect and hold F'unds in�n�maunE not to
<br /> -= • excad the kssa amount. l,ender may estimate_ihe anwunt of FLnds due on�he h�sis of currcnt data and c+e�gaiabk —
<br /> -- estimates of espandihaes of funm Escmw Items a otlkewise in uc«d�rxe with applisxbk taw. ' . `_
<br /> - '1'he Eiu�ds sl�sll be Netd in an institutiaa whose deposits ace ittsuied by a federa!agency,instrumrntutiry.ar eatiry
<br /> ' (inciuding l,ender.if Lendec is such an institution)or in any FrQeral Home Loan Bu�Y. i..ender st�lt�ppiy the�'unds to pay -
<br />--- thc Esccow Items. l.ender mo►Y not chu�e�BPrrower fa laiding and applyiag the Ii�nds.annually anatyzing the escrow .
<br /> = acccxm4 or verifying tbe Esc[ow Items.'uiltesa i.et�der pays Harrower intenest on the Funds and applicable 1aw pemiits
<br /> Lender to m�ke such a charge. Hawever;'I.enikr may require Borrower to pay�one-time charge for�independent n�al -
<br /> • � estate tu repoAing service used by I.ender in cont�ection with this la�n.unless applicable law prnvides othe�wise. Unless an �_�_
<br /> � . ag�een�nt i�ma6e oF applicable law nquir�es inurest to be paid.l.e�der shall aat 6e requ�red m pay Brnmwer aay inteeest ar ., �""'
<br /> �ee
<br /> earnings on the Ftends. Borrower and L.ender may agree in writing,however,that intenest shall be paid on tLe Funds. Lender �'�����
<br /> � ��:�-=
<br /> shaU give to Bomawer,without charge.an annual accoundng of the Funds,showing credits and debits to the}�mds anA the �'`--
<br /> p�upose for wltich each debit to the Fnnds was made. The Fl�nds are Qledged as additional secariry for a11 sums secured by �-�-- -�
<br /> � � this Savrity insmunen� . �"`�� —
<br /> If the Funds held by Lender exceed the amounu pem�itted to be hetd by applicable law,Lender shall acca�unt to r��
<br /> ! Sarower for the excess Furs�aa accordance with tt�c requirements of applicable law. If the amount of the Fuadg held by
<br /> ' Lenckr at any time is twt s,�fii.�-'sent to pa�the Fscrow Items when due.Lender may so notify Barower in'wriring.and.in ���
<br /> { such.case Bamawer sdall pzy'ca Len�tI�amount necessary to maice up the deficiency. Bort�wer sha11 malce up the -
<br /> : deficiency in no awne tdan twels��e moni3ilY FaY�aents,at Lender's sole discretion �
<br /> � IJpon paymeirt in fall of a11 sums sec�red by this Securiry lnsirumenf,l,ender shall promg¢T�refund to Borrower any °
<br /> � Funds hetd by Lender. Jf,under paragaph 21.Lender shall acquiroe or sell the P¢operty,l.ender.prior to the acquisition or ��.'.�
<br /> sale of the PtnpeRy,shall a t an Funds held b Lender at the time of ac uisition or sale as a csedit a ainst the sums ' F`�° •'"
<br /> , f PP Y Y Y 9 , S :';Y:„i:�•,��<;�,�.
<br /> . ,. ,. secured by this Security InstrumenG �z,•-
<br /> � 3. App6cxtion of Ps}menta Uriless applicable law provides otherwise. all payments taatived by Lender undcr ~�-'r', � . ����
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<br /> • p3ragraphs 1 and 2 sha116e applied:first.�to any prepayment charges due under the Note;secoa�..ob amounts payabte under r •.. •��;,-
<br /> ' paragraph Z;th'u�ta interest due;faurth,to principal due:and tast,.to any late charges due under[he Nocc. -� - �� '--
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<br /> 4. Chuges; I�s. . Bolrower shall pay all taxes. assessments. charges, fines aad lmpositions attrlbutabJe to the .;:„f - �
<br /> . Property which may attain psinrity over ittis 5ecdrity Insuumeni.and leasehold paymenu or ground rents,if any. Bormwer �;,.;s;:':��...=_e� ,
<br /> r shall pay these obligatians iQ the manner pravided'm paragrapb 2.or if not paid in that manner.$�rrower shall pay them on ' �-
<br />- .�N,� t .,�. i;t„�-.' .
<br /> ' �;: , tima directly ta�the persan owed paymem. $orrower shall promptly fumish to l.ender all notices a:.�nounu to be paid under ,- �F=�---�=----
<br /> � :. this paragraph. If Horrower makes these�tyments direcqy.Borrower shall promptly fumish to�u;nder receipts evidencing • � .` �`�;'°`_`_
<br /> . :r. the payments. • : `:'` ---
<br /> • Borrower shall prompt�y discharge any tien which has prioriry over this Secudry Instrument uNess Borrower:(a)agrees � ! _;;�•f:°
<br /> . ��' in writing to the payment of the obligation secured by the lien in a manner arceptable to Lender.(b)contests in good faith the -
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<br />' � lien by,or defends against enforeement of the licn in.legal proccedin�.s ahich in the l.ender's ap�^.ion operate to prevent the � �>•":�===�
<br />. � enforcement of the lien:or(c)secures frc�n the holder of the lien an a�ement satisfactory to fl.e•-�e]'er subordinating the lien, "���..��`5.�
<br />_ to this Securiry Instramene, If Lendeg d_°sem�incw tha�any pan af the i�'operty is sub}ect to a 6n�:�+:fiich may attain prioriry - ' ' .;-,'��;
<br />.� • . � over this Securiry]nstruc�+ei^.�..Lendesmay give Borrower a notice identifying the lien. Borrow�shali satisfy the lien ortake , ,�;;::°;st�,'`'
<br /> ,. ; one or more of the actiors se�s fartF�abave within 10 days of the giving of notice. • •?�'�;;;:;
<br /> , ' S. H�zard or Prupcsly InsMrance. Borrower shall keep the impravements naw ehisti�on c�reafter erccted on tho - , . �':'„.�- �
<br /> .� �Property insured against Ioss by fire.haakrds inCludcd withirt the term"extended coverage"ar�w:.�nther haZards,including . � � , • ,
<br /> _• _ =�_:?' w 1..*r�: . tloods or tlooding,for which Lender tequ'ues inserance. 11tis insutancc shalt bc maintained sr►the amounx9 and for the ____ ___._.�. ':�';'_�
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