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<br /> � �aawneat. /W ddr fae,ois�is refaRd a io tds Secu�itY 1�n�t as�he'Pt+openy." . .
<br /> � BORttbWER�OVENAN'CS t6u Barrovvet is IawfWiy seised uttfte estate heieby cmveyed an�fias t1�riSArw g�ot �'�
<br /> and oonvey d�e Ptopatp ao3 tWt the P�opecty is uaa�c�m�od.eace�pt fa encumbnaoes of recoM. Bamwa wamnts�od
<br /> �. �n'll defend�d�n�By t6e tBle zo tbe Ptope�tY stairot�1f ctaa�iod dem�ods,sub�ect to any encwnbrances of rxaM.
<br /> Tf�S SBCURI'i'Y INS1R[JA�TF bambioes ueifacm c�ven�fs for� uss aid natwnifam ooven�eu.4�with
<br /> — - , leeoiied v�ri�tionsby ju�isdctian ta w�ule s u�litain 3ecaitp u�t oavainE�P�P�Y• . . , . _
<br /> U1�11pOttM C�dVENAIV7S. Bo�ro�ver atd I.ender coren�nt aad apee is toiie�irs: ` '
<br /> ' L ��eat etlriuiMt a�i t�xat:ire�a7ie�t s�i 1.�Mt C�s. $aiowa s6�it P��Y WY whrn due the
<br /> _ pci�o�wd inid�est an the debt evidcaood by the Note aM any PeeP�Y,ma�t!nd W�e�a�ges dut under tht Nate.
<br /> t �ri�71ues a�i I�wnioa S�bjati w applic�We L�v a to a wnt�a waiver by L�a�d�er,Bacowa sh�il p�y w° .
<br /> - I.eeder oa the day�nonthly payments a�e due undet tDe Nate.uaql tbe Nue is�id'w,tull,s aum(`Fiuds")fa:(s)3�Y _
<br /> - w[a!od ane�ts rr�cfi aay�twn pno�ity ovar�is Securiry tn�mme�t�s��lien on d�e ptopaty;(b},Yeu1y(easelald
<br /> `.;� . p�ym�.aMS at!t'aiod emts an the Roperty.if aory. (t?!�'�Y ���i�Y�a�u�ce P'et�tium�:�lc�):�e�lY fl°°d
<br /> uasuranoe pe+niyns,�f anY: (e)Y�Y���P��if any:aud(f3 anY�� MY�'�+��wer m
<br /> Leader.in acoa�d�noe wi�the provisions of par�grap6 8.in fku oP t6e payment of mat8A8�����P�� 1��
<br /> ilea�s sr�e ca11eA"Escto�r Ilems." Leedes msy.�atp time.caikaet and hoW Pru�ds iQ ao amow�t not to eaooed die maximum
<br /> �a knder far s tedailiy�el�ed mo�tgage taaa may rcquire for Boctower�esc�uw acc�oat~t uoda tho fedetat Real
<br /> ��sWe Seplpnent Ptocsd�ees Act of 1974 u amended fmm tane W tiun�12 U.S.0 g 2601 ei seq.("RESPA'�.unkss ar�otl�er .
<br /> � , hwr d�at�pplies w the.Ii�Ms sds s lesser amoun� If so.l.ender may,st my time,cdhxt ao�hold Fiuids in an aa�ount not w
<br /> e�the ksser smoimt. LROdec may est�e the m�wuM of Fimch due m tMe basis ot c�e�d�ts and trasawbk �
<br /> esmnata of expa�diwers ot futut�Fsc�aw It�ems a atl�awise in acca�dance with�pplicabk taw.
<br /> Tlre i�mds slWl be beid in�instia[ion who�e deposits m insurcd by s fede�l a�eacy.i�una�Tality.a eepty
<br /> (io�'ludi�Lencier.if L,ea�der is sucb an iastitu6eo)ar in my Fede�al Home Lo�a B�o1c. Lender sf�all�pply the Funds w Wy
<br /> tUe F.st,'to�w itemi. i,rnder m�y m[chnge Boeower fa holding aad spptyiag tbe[iu�ctc.antwally an�lyzi�the escrow ,
<br /> aocouat�vr verifying the Escmv�Items.unkss Lender pays Bamower intaest on the Funds an�applicable law pemiits
<br /> :._� Lender to m�ice sucb a ch�rga Howevet,I.ender may require Borrowa to pay a one-time chuge fa an independent n�al
<br /> �;� • esdUe t�ut npo�titr��ervlot taed 6ry l.eeder in�eiection with this loan.uniess app�icabk law pmvictcs othawise. UNess an -
<br /> agceanrnt ts made ar spplkabk 1aw rcqascs interest to be pud.I.ender shall not be cequirod to psy Bormwu any interest or —
<br /> '� eamings on the l�nds. Bocrower aad lrender may agcoe in writing.laweva,thu intecrst shall6e paid on tLe fi�nds. La�der
<br /> - si�ll givt to Bamwer,without charge.an annual accamting of tho limds.stwwing c�+edits aad debits to ti�e Tvnds and the . _
<br />-- pu�pose foc whicb exh debit to the�lmds was mada 17�e Ppn�s are pledgod as additional security for aii sums socunA by
<br />- =-- this Security Instrume�u.
<br /> .� If tbe Funds beld by Lender exceed tbe amounts pecmitted w be hetd by appl�cabie law. l.enckr shaU aocount to
<br /> = Bom�wer for the eacess Fuads in acoordance with the requuements of,appt�cabk law. I.`the artaunt oP�he Fw�ds heid iry.
<br /> - = I.ender u any tirae is mt sufficient co pay the Fscrow Items when due,I.ender m�y so twtify Hor�owa in writing.and,in
<br />°_„� soeh case Baroazr�sbaU pay w i.ender the amount nocessacY w malce up tbe defki�tcj;. Horrower ahaA make up tbe
<br /> _:: . deficieacy in no mo�tLan twetve monthlY PaY�n�,at Lender�sole discredon.
<br /> �' ''> ' UPon PaYm�tti�t'uU of all sums sa�rred by ttus Socuriry Iastrument,Lender sfiall promptly iefund�to Borrow�r any
<br /> : Wnds I�eM by Lender. tf,under pazagraph 21.I.ender shall acquire or sell the Property.I.endtr.prior to tbe acquisition or
<br />_-'.;�. sak of the Prapeity.shall apply any Funds held by Lender at the time of acquisifion or sale as a cnedit against the sums
<br /> sec�ued by this Securiry Instrumen�
<br /> " 3. Applicat�ow o�Pf�y�aent�, Unless applicable law provides otherwise.all payments�eaive�fs�fec�der tmder
<br />_ _ `, .. pangraphs 1 and 2 sh�Il be applied:first,to any prepayment charges due under the Note:second.ta amou�s.Qa-ja6te under
<br />-°��� ; paragraph Z;thirA.to incerest duc:fourth.to principal due;and 1ast.to any late edazges due under the Not� ;•
<br /> 0. .[�a�ea;Liea�. Bomower sha11 pay.all taxes,assessments.charges.fu�es and impasiaans attributabic to the
<br /> en.. _
<br /> ,= Ptopen.y±��ich may attain priarity over this Security Mstrumeai.and leasehoid payrtx.mu or ground nnts,if any. Borrower —
<br /> shall pay�hese obligations ln the�ar provided in paragraPh 2.m'iF not paid in that nta�rier Borrower shall pay ihem on. —
<br /> time d'mxtly to the gecson owed paymenG Bonower shal!promptly furnish tm t�ender a1!nocces of amoucus to be pald under =
<br />- -- this paragtaph. If BQCr�wet makes tliese payments directly.Bormwer shalt�aromply fumish to Lender�ipts evidencing t•
<br />-;__' . the MYments. . . �
<br /> Homowet sha11 promptly discharge any tien which has priority over this Secudty Instrument untess Bmrower.(a)agrees =
<br /> --- in writing to the payrnent af the obligation secured by the lien in a manner acceptable to l.ender;@)contests in good faith tix �.
<br /> - lien by.or defends agatnst enforcemcnt of the lien in.legal proceedinga whicb in ihe Lender�s opinian operate to pr�went the �
<br /> • enfarement of the#�ei�;or(c)secures from the holder ot the lien an agreertx^s3 satisfactory to I:ender subordinanng the Uen . �
<br /> `�: a� ' to this Socurity Insem�-,,�.�� lf Lender determines that any patt oP the PropaMy�Es subject to a lien whicb s„ay attain prlor�ry =
<br /> - ' over tEt3s Seeuriry ict�men�I.ender may give Borrower a notice identifyin�e�r:lien. Hanower shall satis€y the lien ot take _
<br /> - one ac�u�ro of the actions set forth above with�n t0 days of the giving of rtoti� � =
<br /> � � � �, Ha�ard or Praperty L�ranca Borrower shall keep the improvements now e�:�sg or hereafter erccted on the }
<br /> __. -- _ = Ptapeny insured against loss by fire,hazards included writhin the teim"extended coverage°:�:,d any other halards.lncluding _
<br />-. . , � floods or floodirg.far which Lender requires insurance. This insurance shati be ma:r�a�ned in the�souats and for thc
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<br /> fane 3i2s fif� Ipage 2 oJb pa¢al �
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