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2o��o2u�; <br />acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be <br />dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material <br />impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of <br />any awazd or claim for damages that are attributable to the impairment of Lender's interest in the Property <br />are hereby assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that aze not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br />payment or modification of amortization of the sums secured by this Security Instrument granted by Lender <br />to Borrower or any Successor in Interest of Bonower shall not operate to release the liability of Bonower <br />or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against <br />any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify <br />amortization of the sums secured by this Securiry Instnunent by reason of any demand made by the original <br />Borrower or any Successars in Interest of Bonower. Any forbearance by Lender in exercising any right or <br />remedy including, without limitation, Lender's acceptance of payments from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the amount then due, shalt not be a waiver of or <br />preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants <br />and agrees that Bonower's obligations and liability shall be joint and several. However, any Borrower who <br />co-signs this Security Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this <br />Security Insttument only to mortgage, grant and convey the co-signer's interest in the Property under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security <br />Instrument; and (e) agrees that Le�der and any other Borrower can agree to extend, modify, forbear or <br />make any acxo�tions with regard to the tern�s of this Security Instrument or the Note without the <br />co-signer's consent. <br />Sublect to the grovisions of Section 2 8, any Successor ut Interest af Bonower who assumes <br />Borrower's obiigations under this Sect�riity Instnirnent in writing, aud is apgmved by Lender, shat� ebtain <br />alI of Borrower's rights and bene�Cts vnder ttus Security Instrument. BarrQwer shatl not be reteased fram <br />Borrovver's obligations and liability under this Security Instnunent untess Lerxder agrees to such release in <br />WIILIRg. �F�lf: CQVeIIBTILS a11� Bgf�ES O$ tIlIS Security Instrument shatl bind (except as provic�ed in <br />Section 20) axcd benefic the successars a� assigns of Lender. <br />14. Laa� C�rges. �er may d�rge Bc>rrawer fees far serviees performeci in co�tion with <br />Borrower's defa�it, far the gurp�se of groteeting Lender's interest in the Property and rights uzu�er this <br />Security InstrErr�ent, incFuclir�g, but �rE Ii�tited to, �ttomeys' fees, ProperEY in�pectian anct vatuation fees. <br />In regard to aBy other fees, the at�seriee of e�press authority in this Security Instrurnent to charge a specific <br />fee to Borrower s�t not be construed as a pmhibition on the charging of such fee. I.encier may not charge <br />fees that are expr�ssly prohibited by this Security Instrurnent or by Applicabte Law. <br />If the Loan is subject to a law which sets maximum loan chazges, and that taw is finally interpreted so <br />that the interest or other Ioan charges collected or to be collected in connection with the L.oan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any sums aIready collected from Borrower which exceeded pernutted <br />limits will be refunded to Bonower. Lender may choose to make this refund by reducing the principal <br />owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayment charge (whether or not a <br />prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by <br />direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out <br />of such overcharge. <br />15. Notices. All notices given by Borrower or Lender in connection with this Securiry Instrument <br />must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to <br />have been given to Bonower when mailed by first class mail or when actually delivered to Borrower's <br />notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address <br />unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly <br />notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's <br />change of address, then Borrower shall only report a change of address through that specified procedure. <br />10-000736 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />�-6(NE) (OSt�1 Pa9e �o ot t5 �nitials: Form 3028 1/01 <br />m <br />