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201102063 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />�� w - <br />(Seal) <br />ROBERT W BRANTLEY JR -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />��d-� ��.:� (Seal) <br />SHANDALE E BRANTLEY -BorroWer <br />MULTISTATE ADJUSTABLE RATE RIDER - 1-Year LIBOR Index (Assumable after Initial Period) R V`� <br />Single Family - Freddie Mac UNIFORM INSTRUMENT <br />VMP OO <br />Wolters Kluwer Financial Services Initials: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />Form 5131 3/04 <br />VMP856R (0804).00 <br />Page 4 of 4 <br />