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20110202g <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Sonower <br />� � • (Seal) <br />NEIL E GROFF -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Bonower <br />_ (Seal) <br />-Bonower <br />_ (Seal) <br />-Bonower <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />�-6�NE� (0811) Page 14 of 15 FOf111 $028 1101 <br />