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2oiioi9�� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this PUD Rider. <br />i�� p (Seal) <br />Ri chard M Fruehl i ng -Borrower <br />,� . � <br />/ � �� <br />l��1`..�� �--C � (Seaq <br />Sandra A Fruehl i ng �� - orrower <br />�� <br />— (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />� (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMEN7 <br />VMP�-7R (0811) Page 3 of 3 Form 3150 1/01 <br />