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<br /> �tW�Ci O(iW Of�i�C�I�IE plC�Git�►. �)iC�i0d11qItS i��Qd1I�011S 3�1i�1 i�SO�7C QOYCfC��!11lS SlCY11t]►
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<br /> .. . BORttOWFA QD1%E1�AN7'S tiat 8�rowes is tawtWly se'ised a�dre ss�te 6eteby oonveyed and ms tLe right to gant .
<br /> �nd oan'rep the P'mpatY_aed yhat d�e Ptupaty is aeencumbeted.e:cept for eacumbtancts of recard.,Barowtt warraats asd
<br /> �ill ddend�Ity fhe Gtk io Ihe Ptupeity a�aiest alt cvims aqd detmnds,subjoct iQ any eocum6n�w�es of recar�d. �
<br /> '!'[�S SEC11RiTY iNSTR[11VI@1T co�obiees uafarm oove�n[s fa natianai use and non-unifoim cover�ants with
<br /> _ __ . ]�Y��1YjIg1�K1t011fA.Ca1KU01iC�Y�lE4DUfQC11(I[SI��COY![1A$[l9I�[0�[�• . ' • - _ _
<br /> UI�IIQDRM C�VENANTS. Bouowasad irend�rcmren�ft aed agra as fdbar� • '
<br /> � 1. lr�at dlrt�ctNl a■a r.te�stt Pnpa�a.a latc CMs�c Ba�ow�r�shal�P��Y P�r wne�aue cf�e
<br /> princi{wl af md ine�est aa t6e debt tvidenced bY the Note and!nY P�'�P�Y�t wd tate ci�arges due t�ader the Nate.
<br /> ' ��2. blr■is�ir'hsa s�N I�a�ca Subja�t w applicabTe 1aw a to a wnqeu waivsr by Lende�,Borrowa shall pay to
<br /> 'i.eader on tbe dsl�Y P�►�s�e�e due uoder the No�e.uatil the Note is paid in fiil1,a sum("Cwods'7 foir:(a)yeutY
<br /> . _.. wwZas a�d�ue�which may atbirt ptioriry oves t6is Securitx lascruma�as a lien on tbc Ptu�pat}�tb)yearlY��
<br /> payments ac jcaind�eots vn the P�op�rty. if�y; (c)Y�Y��ProP�Y �s�uar�ce p�e+niums: (d?y�Y �
<br /> in�noe Pranevns,if aay:(�)Y�Y ��F�ums:tf�rty.�nd(�anY��WY���er w
<br /> 1.�ia scmrd�ooe vrith the provisions of p�ngraph 8.in liai of tttie paymmt of mo�tgage inwranx pamiums. 7'hese
<br /> items ae c�lted"Escrow iuhas' I.mder msy:at�►y Eimc,coUecc md 6otd Funds ia an emount not to oxcud cLe maaimum
<br /> � amamt.a knder for a fedenlIy rctate�!mort�ge loaa�ray ro4uin for Barowa's esc�rnv account under�fade�al Real -
<br /> . Fst�te Seukmmt Ptnoed�nes Aci of t974 ac�n�ded fran time to tnne.l2 LTS.C.�2601 er stq.("RESFi°►"),miless another
<br /> law tbat�pplies to the I'w�ds sets a,ksser artaant If so.l.ender rt�ay.at any mii�,¢dtoct and f�ota Aods in an amouM nat to
<br /> exc�eed t6e iasec sa�aunt. Leoder msy estimate th��tnaunt af Pwads due on the b�ais of c�ureat data and rasansbk
<br /> _ estnaMes of expendittues of futone Fsaow Itaas a atbetwise ln acc�otdaace wiM applicable law. .
<br /> 'ILc Iiiods'shal{be heid in u►iastidmon whose deposits ue inwrcd by a federal agency.insttumeatatity.a'e�titY
<br /> (includi�I�da.�I.ender is such�n inuiwua�)or in any Fedenl Haene l.oan Baak. l.enda sha11�PP1Y dx Funst4 w PaY
<br /> tt�e Fsc�ow Itea�s. I.ender msy na ebu�Bormwec for holding aeW applYinB tl�e FuMs.annwUy �afyzing the e�ow
<br /> = acoo�u��or verifying the�.s�mw Items,ankss l�ender psys Bortower interest on•the Funds ard applicable taw pem�it�
<br /> Lrndes tct tnaice wci�a charg� Howaver,I.endet may require gomnwer ta pay a a�o-time charge foc an independent i+eal,
<br /> -_ esate tax reporting service used by Lender in connection with this loan,unless applic�ble law provides att�wisa Unkss an
<br /> agt�umeot is made or applicabte law raluires intenst to 6e pai�Ca�der s1�t1 noEbe tequinod to PaY Ba�wer anY interest or
<br />}`s:� eamings on the Punds. Bortower and I.ender may agnee in wnUng.however,that inte�est.shall be paid on the fvnds. Lender
<br />°-'Y sb�ll give to Bamwer.witlwat ct�Se.aa anuual accanting of the l�nds,showing ctiedits and debitS to the Funds and the
<br />.� :i purpuse for which exh debit w the Runds was made. 7t�e E3�nds are pledged as additional security for all sums secured by
<br /> r:� this Security InsOCamen� ,
<br /> If�he Fvu�ds hetd by Lend�er exceed the anwunts pemuaed to be hetd by applicabte taw.l.ender shall acrount to
<br /> " Bo�mwer for the exass Piu�ds in accadance wtth the ncluirements of applicabk taw. If the ar�xwnt of tha Funds tleld 6y .
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<br /> I.ender u any ti,ne is not sufficient to pay the F.scruw Items when due,L.ender may so no[ify Brnrower in writing,and.ln
<br />'��;., sach case Barnwer shall pry to L.eMet the amouat necessacY to maice ap the deficiency. Borrower sf�aq make up tbe
<br /> °� ckfictency in no mae than twelve manthly payments.at I.ender�s sole discnetion. �
<br /> _ [Tpon payaient in full of aU sums sec�ed by this Sect�rity Insuumenb 1-ender shall prampdy cefand to Barrower any , _
<br /> Funds held by Ltnder. If.uader pazagraph 21,Lender shall acquire or sell the Property.l.enQer,prior to the acquisition or _
<br /> sak pf the Property.shall apply any Punds b el d by Lender a:the time ot acquisi6on or sate as a credit against the sums �
<br /> - secaned by this Secudiy Instrumene. . -
<br /> 3. Apptkation ot Payment9. Unless applicable law provides otherwise. all payments received by Lender under �-
<br />= paragiaphs 1 au�2 shall be applieA:first.to any prepayment charges due under the Nate;second.to amounts payable under _
<br /> pacagraph 2;t1�to inter�est due:founh,tQ principal due:and last.to any tate charges due under the Note. __
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<br /> _ 4� Cwrges; Liena, gorrower shall pay all taxes.assessmenu.charges,fines and impositioris attributabte to the _
<br /> - - Ptvperty wltich may attain priority over this Secunry Instramen�and teaschold payrnents ar graund rents,if any. Borrovirer . _
<br /> �� ' ahali pay these obligatians in tlte manner provided in paragaPh 2.or if ttot paid in that manner.Barower shali pay them on -
<br /> �tlme directly to the person oweA payment. Bcxrower shall prompUy f�unisb to Lender a11 notices of amoums to be paid under =
<br /> - . this paragraph. If Borrower makes these�yc¢enu dircctly.Borrower shal!prompdy fumish to Lender receipts evideacing =
<br />- ttte payme • -
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<br /> � Borrower shall prampdy c�scharge am�r fien which has priarity over Uus Securc}trTstrument unless Borrower.(a)a�ees _
<br />- ia�iting to the payment of t�nc e�btiganon secured by th�ISen is�a manner accepta�sie ri�E.ender,(b)contests fi good faith the
<br /> . �i�tts by.or defends against enforcement of the lien in,lega6 groceedings which in ttte L.ender's opinion operate to grevent the =
<br /> ::S •'� enforcement of ihe lien;or(c)secures from the hotder of the Isen an agreement satisfactory to Lender subordinating the lien. _
<br /> to tttis Socurity�saumen� 1f Lender determines that any part af che Arc�erty is subject to a lien whlch may attain priority _
<br />- ;;��; � over this Secucn��C�swment,Lender may give Bonower a notice idersaty:�g the 1ien. Borrower shall satisfy the lien or take _,
<br /> one or mora o�[in acdons sc�t Path above within 10 days of the giving of notice. ' , �-
<br />- ' S. H�zara or Propaty iasur�nce. Bonower shaU keep the improvemer:cs r,ow existing or hereafter ere�d on the . �
<br /> � Ptuperty insureG against toss by fire,hazards inctuded within the term"extended co���°rage'and any other hazards.�acluding �
<br /> ,:r�.� � floods as tioasC:r,�.for which Lender req�nices insurance. 'i'his insurar�ee s6a1!6e maintaiaed io the amount�and for the f
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