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IiQf[QNPIM <br />(C) "Lender" is WELLS FARGO BANK, N. A . <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES <br />Lender's address is P.O. BOX 11701,r NEWARK, NJ 071014701 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WELLS FARGO FINANCIAL NATL BNK <br />C/O SPEC. SERV., PO BOX 31557, BILLINGS■ MT 59107 . <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 2 8, 2 011 • <br />The Note states that Borrower owes Lender EIGHTY SIX THOUSAND ONE HUNDRED EIGHTY <br />FIVE AND 00/100 Dollars <br />(U.S. $ *****86,185-00 } plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than MARCH 01, 2 0 2 6 . <br />{F} "Property" means the property that is described below under the heading Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(ED "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable] : <br />Adjustable Rate Rider E] Condominium Rider D Second Home Rider <br />0 Balloon Rider El Planned Unit Development Rider 0 1-4 Family Rider <br />EIVA Rider F-1 Biweekly Payment Rider Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non- appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial 'institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L} "Escrow Items" means those items that are described in Section 3. <br />(M} "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />N "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />�., initials: Form 3028 1101 <br />_8 (NE) (0811) Page 2 of 15 <br />