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2o�1oiss� <br />(C) 'Z,ender" is U, S. Bank N. A. <br />Lender is a National Association <br />organized and existing under the laws of <br />Lender's address is 4801 Frederica <br />The United States Of America <br />Street, Owensboro, KY 42301 <br />(D) 'Trustee" is Mr . Thomas Locher <br />2002 Douglas Street, 200 The Omaha Glub, Omaha, NE 68102 , <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporation that is <br />acting solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(I+� "1�Tote" means the promissory note signed by Borrower and dated 02/28/2011 . <br />The Note states that Borrower owes Lender Seventy-Seven Thousand Seven Hundred Fifty <br />and 00/100ths Dollars <br />(U. S. $ 77 , 750 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than March O 1, 2 0 41 . <br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(I� 'Z,oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and a11 sums due under this Security Instrument, plus interest. <br />(I) 'Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following <br />Riders aze to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider � Condominium Rider ❑ Second Home Rider <br />� Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider <br />� VA Rider 0 Biweekly Payment Rider � Other(s) [specify] <br />(� "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that ha�e the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated cleazinghouse <br />transfers. <br />(1Vn "Escrow Items" means those items that are described in Section 3. <br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation ar other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; ar(iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) '7VIortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />2200115166 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WIT� <br />�-6AINE) (0810) Page 2 of 15 Initials: <br />m <br />D V6ANE <br />Form 3028 1/01 <br />