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20110163� <br />Loan Number: 0030009890 <br />SECOND HOM E RIDER <br />THIS SECOND HOME RIDER is made this 24th day of FEBRUARY 2011 , <br />and is incorporated into and sha11 be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed {the "Security Instrument") of the sazne date given by the undersigned (the "Borrower," <br />whether there are one or more persons undersigned) to secure Borrower's Note to BNC NATIONAL <br />BANK, A NATIONAL BANKING ASSOCIATION <br />(the "Lender") of the same date and covering the Property described in the Security Instrument (the <br />"Property"), which is located at: <br />908 EAST BISMARK ROAD, GRAND ISLAND, NEBRASKA 68801 <br />(Property Address] <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree that Sections 6 and 8 of the Security Instrument aze deleted and aze replaced by <br />the following: <br />6. OCCUpat7Cy, Borrower shall occupy, and shall only use, the Property as Borrower' s second <br />home. Borrower shall keep the Property available for $orrower's exclusive use and enjoyment at <br />a11 times, and shall not subject the Property to any timesharing or other shared ownership <br />azrangement or to any rental pool or agreement that requires Borrower either to rent the Property <br />or give a management firm or any other person any conirol over the occupancy or use of the <br />Property. <br />$. Borrowe►'s Loan Application Borrower shall be in default if, during the Loan <br />application process, Borrower or any persons or entities acting at the direction of Borrower or with <br />Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or <br />statements to Lender (or failed to provide Lender with material information) in connection with the <br />Loan. Material representalaions include, but are not limited to, representations concerning <br />Borrower's occupancy of the Property as Borrower's second home. <br />Borrower Initials: �1 � � <br />M ULTISTATE SECOND HOM E RIDER—Singie Family DucMaglc � <br />FBnnie Mae/Freddie Mac UNIFORM INSTRUMENT www.docmagic.com <br />Form 3890 1/01 Page 1 of 2 <br />II I li I Ili II I li Illllili I I Ili I II I I il I I I I II I I I I III II III <br />