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201101522
<br />(G� "Lender" is U. S. Sank N. A.
<br />Lender is a National Association
<br />organized and existing under the laws of
<br />Lender's address is 4801 Frederica
<br />The IInited States Of America
<br />Street, Ovrensboro, KY 42301
<br />(D) 'Trustee" is Mr . Thomas Locher
<br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102
<br />(E) "MERS" is Mortgage Electronic Registrarion Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Iastrnment. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F� "Note" means the promissory note signed by Borrower and dated 02/18/2011 .
<br />The Note states that Borrower owes Lender One Sundred Sixteen Thousand Five Hur►dred
<br />and 00/100ths Dollars
<br />(LJ.S. $ 116, 500 . 00 ) plus interest. Boxrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than blarch 01, 2026 .
<br />(G) "Property" means the property that is described below under the heading ° Transfer of Rights in the
<br />Property. ��
<br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and a11 sums due under this Security Instrument, plus interest.
<br />(n "Riders" means a11 Riders to this Security Instrument that az�e ex�uted by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider
<br />� Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider
<br />� VA Rider � Biweekly Payment Rider � Other(s) [specify]
<br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrarive rules and orders (that have the effect of law) as well as all applicable final,
<br />non appealable judicial opinions.
<br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Boaower or the Property by a condominium association, homeowners
<br />association or similar organirttion.
<br />(L) '�lectronic Funds Transfer" means any transfer of funds, other thau a transaction originate� by
<br />check, draft, or similar paper instrument, which is initiated through an electronic tenninal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(1Vn '�scrow Items" means those items that are described in Section 3.
<br />(1� "11�Iiscellaneous Proceeds" means any compensation, settlement, award of damages, or proceer�s paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "1Vlortgage Insurance" means insurance protecting Lender against the nonpayment of, or defautt on,
<br />the Loan.
<br />2200089266
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WRH r M
<br />�-6A(NE� (0870) Paqe 2 of 15 Initials: �`
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<br />D V6�1NE
<br />Form 3028 1/01
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