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20110150� <br />__ BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />curiry Inst nt a in ecuted by Borrower and recorded with it. <br />.. �i 7 /�,,� � � �O'�� <br />�" <br />�-- . — <br />JOS H VRICEK Date ANET R VAVRICEK Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ) <br />) <br />COUNTY OF HALL ) <br />The foregoing instrument was acknowledged by JOSEPH J VAVRICEK and JANET R VAVRICEK, before me <br />on February 16, 201L In witness whereof, I hereunt set and and, if applicable, my offic' 1 seal. <br />My commission expires: 5/10/2011 � <br />R MA ER <br />GENERAI NOTARY - State af Nebraska CO SUMER LOAN OFFICE <br />LISA R. MAYER Hall County, NE <br />� �- <br />My Comm. Exp. May 10, 2011 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />C� 2004-2010 Compliance Systems, Lnc. EE06-088E - 20[0.03378 <br />Consumer Real Estate - Security Instrument DL2036 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street � <br />Grand Island, NE 68801 <br />Page 5 of 5 <br />www, c ompliancesystems. com <br />