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2 01101449 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />_���� � �//i �.�7 ll( <br />KARL M HECK Date PAULA J HECK Date <br />INDNIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by KARL M HECK and PAULA J HECK, before me on <br />February 7, 2011. In wimess whereof, I hereunto set my han and, if applicable, my official seal. <br />My commission expires: �C� �(, �/ Z __ I�1 ° <br />GENERAL NOtARY - State of Nebraska <br />CHRIS L. KASKIE <br />My Comm. Exp. Dec. 29, 2012 <br />Hall County, NE <br />Idenrification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />8 2004-2010 Compliaoce Systems, Inc. EEOB-7484 - 2010.03378 <br />Consumer Real Estate - Security Instrument DL2036 Page 5 of 5 www.compliancesystems.com <br />