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� <br />� � <br />� .. <br />� � <br />After Recording Return To: <br />FRANKLIN AMERICAN MORTGAGE COMPANY <br />501 CORPORATE CENTRE DRIVE, SUITE 400 <br />FRANKLIN, TENNESSEE 37067 <br />Loan Number: 1101314564 LANDERS <br />�� <br />�. <br />v1 <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 100052211013145642 <br />DEFINITIONS <br />� `� <br />� : c� � <br />A '� .r c D c� <br />r .. � z � N � <br />r� r,- ` � � fst Q � <br />p �,; . � o � <br />N p -r� f�--+ � <br />� w � F--+ `z <br />m Z <br />� _. - z rn <br />� � � n m O � <br />� r � <br />� f D F--� <br />o i �'� � <br />� � � � � <br />o � y � <br />m CV �--^ � <br />� � � � � 0 <br />v7 � �� <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, I 1, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 14 , 2 O11 , together <br />with all Riders to this document. <br />(B) "Borrower" is BRUCE L. LANDERS AND VIRGINIA E. LANDERS, HUSBAND <br />AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FRANKLIN AMERICAN MORTGAGE COMPANY, A TENNESSEE <br />CORPORATION . <br />Lender is a TENNESSEE CORPORATION organized <br />and existing under the laws of THE STATE OF TENNESSEE . <br />Lender's address is 5221 NORTH O CONNOR BLVD SUITE 900, IRVING, TEXAS <br />75039 <br />(D) 'Trustee" is GARY D. BYRNE, A MEMBER OF THE NEBRASKA STATE BAR <br />ASSOCIATION <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporarion that is acting <br />solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary under this Security <br />InstrumenG MERS is organized and existing under the laws of Delawaze, and has an address and telephone number <br />of P.O. Bax 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(N� "Note° means the promissory note signed by Borrower and dated FEBRUARY 14 , 2 011 . <br />The Note states that Borrower owes Lender ONE HLJNDRED FORTY-TWO THOUSAND FOUR <br />Hi7NDRED AND 0 0/ 10 0 Dollars (U. S. $ 14 2, 4 0 0. 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MARCH 1, 2041 . <br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Securiry Instrument, p]us interest. <br />(I) "Riders" means all Riders to this Security Instrmnent that are executed by Borrower. The following Riders are <br />to be executed by Bonower [check box as applicable]: <br />� Adjustable Rate Rider � Planned Unit Development Rider <br />� Balloon Rider � Biweekly Payment Rider <br />� 1-4 Family Rider � Second Home Rider <br />� Condominium Rider � Other(s) [specify] <br />v �� � <br />N�RASKA--Single Family--Fa�nie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DOCMag%C � 800-649-1362 <br />Form 3028 1/01 Page 1 of 11 www.docmagic.com <br />il i' �f r' '� '1 �' �t� ti� <br />��� ��� , � �v, y ��i ; � ��� i ��� ti <br />