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<br /> ` 'I�CiEMFR wttx all�elre�rn�ts now ac Gec�e�ltet eiecu�ae t1�c piopaty..Aa.0 etsemaxs,sppmiant�s. �
<br /> . �d fuua�a`bo�r a I�a�ea�ea s qR of tde pn�perty. All reptacetnatts�od�dditkns st�sil afso 6e coveted by tGis 5ecurity .
<br /> : . � I6ftrument: AI!c�f tbe faeaoins issef�med w in Ws Sayrity Imtrument as d�e"PtapestY•"
<br /> � ' . BORROWFR CnV�NA1H7'S th�t Borrower is tawfully seltai of the aatG GerebY oonveyal aad�s the right to g�at ��
<br /> � aad ooav�3rihe i'toperty►swd that thc PtoQacY is uoeacumbetsd.eacept foc ascumtxances of tewrd. Bamwer aanaats and
<br /> �rill defead��sl1Y the title to the P�ape�ty a�umt�ll cl�ims aod de�n�t�,subjoct w anY eacnm�rat�ces of cecord
<br /> • 1HI8 SECiJR11'Y INSTRITMENT caonbiaes wntfam coven�np fa n�uonal ase and tan-umfam coven�nts with •
<br /> � timiudvsriationstry�woo�amufaa�sec�itY�instnneentcuvaiagml[�e�►• ' , �
<br /> UPt�Olt11��OV@iANfS. Bortowec aod I.e�dercova�at aod aac�ee as foitows: '.
<br /> • l. h��eat d lrielA!aM Lta+e�Ptei+Jw�t aM 1•�� Bamwet slatl piomptly�►Y whm duc the
<br /> priociptt of md intar,stoa die deEt evida�ced bY thc Nate sod any pcepaymertt aud late charges due under the Nooe.
<br /> Z . I�1�iE i�ir 1�s aw Lwr�ea Subja�to apQlicabk law ur w�1 vmtttn waiva by Is:nder,BoROwer sb�1 psY to
<br /> Lmder an tLe tiaY mor.thIY P�Y��a�e due�u�det tbe Note,antil dse Note is p�in full.s sum("Fwids")[ar:(s)Y�Y . ,
<br /> ta�ad aseessa�whicti�uy aqain priatit!'o+ra'tbis S�itY tnsunnnent as s lien on the Qmpeny:@)Y�Y�
<br /> �.pRymeets or gnois�d cmts aa�tbe Piopetty. d my: (c)YeulY�a P�4�y ���� (d)Y�► flood
<br /> . :.i�rsqce�pnaniim�s,rf ury;�te?Y�Y�B��P��s.if u��, anQ c��Y�PaY��Y�Nwer w
<br /> 'I,pider,in accord�oce with tbe prwisioos tiF p�t�gwpL 8.in Ika of tbe payment of mottgage insurauce ptemiums. These
<br /> iteats ice caiiod"6sc�ow Ita�." I.ender n�sy.at my timc.collxt and bold Funds m an amount uat to exceed tGe maximutn .
<br /> nm�ot s tader far a feder�lly ntued mortS�Se loan msy�oquire for Boaower�s esarow aoconnt under tde federsl Real �
<br /> EsUtt SeuianentPt»ced��es Act of 1974 ic atnended fivm tune t�tinx,I2 U.S.C.$260I�seq.("iiLSPA").tmless u�ther.
<br /> law t1�t applies m tLe Auads sets a iescer amouat If so.l.ender may.ac�y wne.calkct and hotd Fwads in��nount ijot to
<br /> �,'- eueod t�c laser.�c. t.ender may estimate d�e amouot of F�nds due on the b�is af cuRent dua aad.rasanbk
<br /> — estinaoas�t�ms of fut�Esccuw Ioemc oratt�wise m�ccarduice with applicable Iaw. '
<br /> . 3� ; sUall bo beW in aa institudon wlbse cleposiu ace insu�ed by a federal agrncY,insorumeatality.ar eout�i
<br /> (iucl�din8 I.aWer.if I.ender is such ao instipNan)a i�aag F�edera�Hane Loaa Baelc. I.ender shall apply the Funds ta pay ,
<br /> � �tl�Esc�ow I�ems. L.cader rray aoE chuge Ba�mwer far l�olding ud aPP�B the Funds.annualty an�t�iag tbe escrAw ,
<br /> , �ap��or vaifying�ti�Fscmw Iceras.vntess..l.e�der PaYs Borrower interest on the Fvnds and appticabte Isw pemu"is
<br />- - I.eMer to m�ke aucb a dwrge. However.Lender mag nquue Bortower to pay a one-time charge for w iadependent real
<br />-_ . estate tax npatiag service used by t,ender in connec�an aith ttns loan,nnless applIcable!aw pmvides aherwise. Unitss an
<br />- - agcoement is d�ade a applicabte law reqoires inteiest to be paid Lender sUa1[not 6e requir+ed to pa�Boimwer arry interest oc .
<br />- � e�niags on the Fwnds. Basrower an4�ender may a�ree in vmring.however.that intecest shall be paid on the F�nds. I.ender
<br /> - 4 ' sball give to Eortower,wit6out charge.an aaauai a�untin8 af the P�tt�ds.sllawia8 cndits ancf debits to t6e Funds u�d!he
<br /> purpase far which eacb debit to tbe Funds was snacY�.The Funds are ptedged as addi6onal security for alt sums secund by �
<br /> -- tfiis Security Jnstrumen�
<br />_ If t�c F�ds hptd by l.ender esooed tt�e amovncs permiaed+n be held by appiicable law, Lender shall accarnt to �
<br />, ,;� . Horrnwec•fbr the excess Funds in aa�,'srdance wit1�d�re9uiremer`-�of applicabk law. If the artaunt of the FunAs held iry
<br />-•� beii�..��s auy time is tint snfficient ts pay t2�t Escrow,Items a�en dne,Lendec may so notify Bomower in writing,and.m
<br /> sac8 c�.se Barowa s6a?�pay to Lertder the amowix rsecessar3+to make up t6e�ciency. Sarrower sbaA make up the
<br /> = a
<br /> - -- - de6eiexxy in na more dian twelve monthlY PaYments,at Lemder's soTe discretia�. .
<br />=._•, UQnn.payrnent ia fatl of all sums secured bq Qns Secarityr Iasaument,Lendcr shaTl�omptlY refund to Ho�rower aay
<br /> . Fands ise2�by Lender. If,under paragraph 21,l.ender shall acqvire or sell the Aroperty,Leadzr.Pnor to ihe s�cyuisition or
<br /> sate�f the Property,shall apply any Funds heid by l,ender at t�`�e time oi acquisiaon or sa5e as a ccedit against the sums
<br /> seca�al by this Seciuiry instrument -
<br /> 3. Applicalloo ot A�ymen�. Unless applicabte law.pmvides otherwise.all payments received by l.ender under _
<br /> - pa�gaphs 1 and 2 st�aU be applied:firs�to any prepayment charges due under the Note:secand,ta amamts PaYable under -
<br /> paca�ra�2;third,to interest due;faarth.to principal due:and las�to any late eharges due undes the Nou.
<br /> . �.• Cl�argey;Lieus, Borrowes shall pay all taaes.assessments, charges,fines artd imposidons attri6utable to the _
<br /> -,� Aapen?�A;tich may anain priority over this Security lnstrument�a�d teasehold paymencs dr gaand rents,lf any. Borcuwer �,
<br /> shall ga-y ttiese obliga��s in the manner provided in paragraph�,or if no[patd in that m�mer.Borrower sha11 pay therza vit
<br /> " , ume d;rectly to the pe�sa:�owed payment. Borrower shall promptiy fumish to L�r:der a11 natices of amounts to be paid under _
<br />. this pasagraph. If Bo�wer makes these paymenu directly.Hotrower shall prompdy famuh to I.ender teceipts ev�dencing _
<br /> the pay�eents. _
<br /> a
<br /> Bcastuwer shall promptly disch�rge any llen which has priotity over this Security Instrr.cment untess Horrower:(a)�s
<br /> - in writing to the payment of the oDti�zzon secured by the fien in a manner acceptable to Lender(b)corstpsts in good faith ihe =
<br /> '�; �< lien by,crr defer�ds against rnfarcement of the lien in.lega!praceedings which in the I.ender's•opinion aperate to prevene the _
<br /> e�fonement of thC lien:or(c�sccures from the he�'der oi the lien an ageement satisfactory to l.ender subordinating the lien -
<br /> to this Secudry Instrument lf Lendes determines that any psut of the Property ls subjeee tn a lten which may attain priority _
<br />.- • - wer this Sa:urity lnstrument,Lende�may give Borrawer a rwtice identifying the Uen. Borrower shall satisfy the lien ar take
<br /> one or moa of the xtions set fortb a6ove within 1Q days of the gi�ing of notice.
<br /> �5. H�zard or Property lesprance. Horrower shall keep the improvements now existing or hereafter erected an the =
<br /> �'� Property insured against loss Dy fire.hazards lnctuded within the term"eatended coverage"and any other dazards.inciud"mg _
<br /> :-• �, floods ar flooding.foc which Lertdes requires insurance. This insurance shall be maintained in the amounts and for the _
<br /> �ef1113�28 �(� IPaR�2�16{w�esl _
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