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. _ �r <br /> � _ �- :�_. :� — . " r_ - � , - ' � __- <br /> < <br /> ,_. .: . - : , _ ' . �:4.._.:_.� — - <br /> . . . _ . . . .. .. _ . __ <br /> . S k' •-: � ' - � � ` � - � .- , <br /> - -.T- .,� . . .. _ _. . . .. -_. ._ . , _. ..�.. <br /> - �.. . . .- t � . . _ � , .. . . ._ _ _ . _ \ . .� .. ... -..`—�---�.� -- .1 <br /> -_---�--=� - �,- _ - . : _� -- � - - �-�2:-`�Q4�:= - . - - _- <br /> � - �roc�r�e�rm�,u°���.�a�«�ea o:��«c�►,.�a r�n�,.�,�a- _ <br /> 6�b�e�s`eo�+v ar aetaekr:p�t of d�c p�+a�atr. Au �oam�ts ma ada;t�n sh�ll 91so ee cm►e�ea by eUis Semriry ' <br /> Imp�pa�t. /tll of dre fore;oivE is nekrrod to in sbis SewricY[a�raoneet as tbF'P�operty' ,� . <br /> • BORRE1WEIt OdVEN�N'15 t5at Bacrower is lawfultY seised of the est�te lu�eby oo[►veyod�nd tias tbe rigGt to giaot and <br /> 000vry the Pmperty amd th�t tht.Fmptcty is�ma�omba�d,acaopt for eRcumbrmees of reco�d. Boimwer watrints and vv�lU = <br /> defe�d�Sally tbe Gtte to the Property agaiast ail claim4 and demmds,su6ject w any�canoes of r+ecord. <br /> TliIS SECURTFY INStRUMENf comDines unifoan covemots�for aatipna!usc�nd non-anifortn ooven�nts with limiued . <br /> � ��'1 lu:isdiction to ca�stitute a wafocro seeurity in��mnerrt covering�!praperty. � ' -- <br /> [TNffORM COVENAAi`PS.Bo�ower and Leader wventitt aM 3gca ac foIiows: � � - <br /> 1.�fuywe�t at P�i�dpd aud I��PnPI'�����Horrower shail prompdy�pa}whai due the.. _. <br /> priacipal of a�d'mterest on the ckbt evidencod I►S►the Note and any pKpayment and late ehar�es dua uMer tise Note. i <br /> 2.F1�■i�[or Taus s�d L�wra�oe.Subjax m�ie law or tn a written waiver by I.ender.Bomuwer sl�ll pay w --- <br /> La�der on tbe daY�Y PaYme°ts ur due aMer the Note.�ati!tbe Nde is paid in full,a sum l'Fuads')for.(a)Y�Y� <br /> and us�i�which may�tttin priority over tHis Sxurity ta�nt�a lien on the Property:N)Yarly teasdiold paymenfs _ <br /> or go�uod�aa tbe P�ioperty,if�r;f�Y�Y��ProP�Y��PRauams;(�Yeuiy Qaad�r�noe piemi�, -- <br />'- — if aay,(e)YradY'nwctgage�pr�emiwnc,if any;a�(fl aay sums PaYable by Sormwer w Iendet.in aa�d�rioe with <br />__ the pnuvuians u��.5.inlieu of the paymait of mortgage incuranoe pmaiums.Tt�ese items are called'Fsc�ow Itaas.' �_- <br /> _ , Ltader may.at any dme,cx�tat auod hold F�nds ia an�mouiu noc to cxoad tbe m�xinwm uaoont a lender for a federafly ?�.-==� <br /> __ nUte�mortgage laan may tiequire for Bortawer's escrow a000unt uMer the fodeia]Reat�st�te Setttemeat P�oedurcs Aa of �=:'.-.,- <br /> �:=;��- <br />--- _ 1974 as ameaded from timc to time. 12 L.S_�.Sxtioa 1601 tt stq. ('RESPA"),untess amther taw tUat applies W the Fa�nds cJ.�;��_�_ <br /> "`�M sets a lesser amount.If so. i.coder may;�any time, collect anc�hof�Funds in aa aa�onnt not ta exooed ti�e lasser�md. �;3:�:��-. <br /> = •�r m�y estimate the aawunt of Fuods dae on t6e 6asis af arment data and rclsanable�qf e�endin►res of futtue �?`;'-,�s�° <br /> � �h� ; � <br /> ;. :� :,��:.�w Items.x ot6erwise in axordancc azti�appl'ic�bte Zaw. � • . �,�.� <br /> - 7Le Fa� sh�il be i�eld 'ur an ia�oe wha�se deposits are inwnd by a fodecnl�;.�ament�litY. or a�tiaY ' � ---. <br />=,�,r (including L,ec�der,if Ltnder is sueh an institation)oE iQ any Foderal Home Laan B�alc.Lenckr s�apply tde Funds to pag 45e (sy;:�'-� <br /> i <br /> ,. � Escrow Items.Lender may not ciiarge Borrower for tro*,a�ing aad applying the Fwids,aanually aaa�yzing the escmw xca�at, or `�`'}:`p��N;;�.. <br /> � `'�`���` -- <br /> •in I <br /> _- - _ vsrifyiag tbe Fscraw Items.wiless Leader pays Borrowes interest on t6e Funds aad applicable law permits i.e�d�ea UA maYe sufi t�t4�k_..�.�--:�.. <br /> - -�^.� ,.. <br /> �.t:. ' a cduge.However,Lender may require Barrower tu{�sg a one-time charge for an indep�da�t real estate tax¢e�c�#ting servia t,.�,-�:f ,:'.. -- <br /> ` �;-`�: uud by Lender in coimoction with this loan, unless applirable law pravides otherwise. Unless an agncemeat is rt�de or -tr. '�� <br /> '-� -, applipbte law nquises inten�st to he pud,[�ender shail.not 6e requirui to pay Borrower aay i�or eapmings on the Fw�ds. �<•�_�� .`���.{.-. - <br /> ;f`°-�, Bomawer and I,ender may agrc�in writing, however t�t inter+est shall be paid on tt�e Funds:I,e�ier s,hall give to Borrower, ;;',,;; , • � <br /> • -:�� <br /> ' v�ithout cbarge,an aanu�l acaounting of the Funds,�i�iriag credits and debits to tise Fwxis an�tise p�cpos:for which each t�`i`i��.: <br /> �" <br /> ;`��; debit to the Funds was made.'IUc Fun�s are pTedgei�as additional secarity for ali suAns secared by das Se�:��i`�y'Iasttument- ir � �". .� <br /> o���r <br />',�`r��", . ' If the Faads kld b L�ender exceod the artxwn�s tted ta be held 6 licabie law,�nder shall axa+mt to Borrowa -?�.� .�. .. `�"� <br />.��;,� Y Pe� Y aPP _ <br /> �x�, , � .,� <br /> . for the excess Funds in accardance with tisz crqui�ements of applicablc Jaw.tf the amoaM af dre�Fands hetd tsy Lender at anY `>�;'�,�;;;'_=: <br /> ne <br /> �`-. time is not suff�cieat to pay the Escrow Items when due.l.ender may so natify Borniveer in wridng,a n d,In s u c l�case H orrower �';�,�`•:�. ` <br /> shall pry to Lender the amouat necessaty to malce u the deficiency. Borrower sha11 malce a the deficien�y in ao mon th�a :'4:�: *.-:: ' <br /> P p ��y,.:?=~ �...- . <br /> � ;a . , . 1'.r. ..' 'i �. <br /> . � twelve monthly payments.at l.ender s solc dixretion. . , . .; -_ <br /> ; Upon payir�a►t in full uf all sums secured by this Security instrument, l,ender shall pmmptiy tetund to$orrawer aay � . <br /> ° "r�4� FuAds held bg Letldei.If,under paragraph 21,I.ender shall acquire or sell the Property,l.ender,prior w the acquisition or sale . . �'����' <br /> , ,:,�,. :��,:,�_ <br /> o!ttte Pmperty,shal!app{y any Funds held by I.cnder at the time of acquisition or sale as a crodit against the sums sowred by , _ <br /> �'''' @sis Security 1nstNment. y�, . :-"�;- <br /> 3.Applkatios ot Pay�eats.Unless applicable ta�+provides otherwisc.all payir�enu received by I.ender w�der paregraphs ;%�;.'.-� , �'"�'-_ <br /> _���` t ctsar«es due ander the Nate; secottd.to amounts payable uader paragrapb 2; ':. "��� <br /> r;: Y and 2 shali be applied:�cst,to anY F�Y� tsar„ � �-_-_ <br /> .' -�;�''�`;`•;r� . � ahird,to irrtercst due: fourt!�.co�rincipc�:.e:and 1�,to any}ate charges due un��the Note_ �". . . ."�T�_ <br /> �* . �:�.�.... � .,;r�;.���k_�r_i <br /> -� 4.Chargts;Uens.Bersower�.h�I=•pa��all tazes.assessments.charges.f aes�.�d imposfioas attributab.e to the Property � '.' . ,,:,(�,�-;_ <br /> " �'�ti v�fiich m�y attain priority c-�.��t shis Ser.:rny Instcuine�.and feasehald payrne�.cs�s ground rents, if any.Bccrawer shall p�y _ ' ` ""�'_'� <br /> �f .... ��..:�.:.=r <br /> : �_��. , ilfese obligations in the rtv�ri provide�::s paragraplti Z,or if not paid jn that rccaar��r.Borrower shalt pay tt�aa time diroctly _ '�-�=- <br />