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��ii�i�� THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Bonower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under ihe Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; @) money order; (c) certified check, bank check, treasurer's check or cashier's ch�k, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments aze accepted. If each Periodic Payment is applied as of its scheduled c�ue date, then Lender need not pay interest on ux�aprptied funds. Lender may hoid such unapplied funds nnti� Borrower makes payments to bring the Laan cturerct. If Borrower dces nat do so within a reasonabie geriod of rime, I.ender shall either appty such fr�s or return them to B�rrrowe�. Tf not applied eartier, such funds will be applied to the outstanding pri�igal baiance under the I�tote immediateIy prior to foreclosure. No offset or claim which Borrower migEcct ha�e now ar in the future against I.ender snali relieve Borrower from making payments due under the I�[ote and ttiis Security Ir�ament ar performing the covenants and agreements secured by this 3ecurity �ro�tt. 2. Application of Payments �- Proceeds. E�€cept as atherwise described in this S�tion Z, ali payments acceptect and appiied by I,ender shail be appiied in the fotlowing order of priority: (a) interest due urider the Note; (b} principai due zmder the Note; (c) anwunts due under Section 3. Such payments shall be apglied ta each Periodic Fayment in the order in which it became due. Any remaining amounts sha11 be applied frst to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be appiied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the fiill payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. F�nds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments aze due under the Note, until the Note is paid in ful1, a sum (the "Funds") to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Securiry Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) (os�n Page4of 15 �nitia�s: Form 3028 1/01 � �