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' an.� - .., _. _ . . . . .. . _ ' . . ��- ' _. .. _—:--_. �...f.�. t'. _..__..... ....--. . .. � ��z� oa}-aoeoaoxa A�J1L�'S`I"A�Y..,� �A,`l'� �i'��I�� g6,- �+i��i„`�� - THIS AU]US7'ABL81tA78 RID}3R i�m�de titl� 30Tt[ �y pf At1a1TOT , �996 ,+nd ie itioorp�tMed iMO and rball be deaned b Mnend M�d a�p�ema�t the M�tt`�o�D�eea oi'�ru�i or Socurily Aoad(tho"SeCiuky A��amonu")of tha srme dewo p�ivon by the sindarsi�ecd(tho"Bacrovva") w sccuro Savower•e Ac(�tbb�tpta Noto(�hc "TV010")b HtlNlS l�D�R�IT+ 87WINfiB fi IAIRN Al98QCZA7'YOAJ Q8 dRANI� I9I,11ND (fb0~�.Efi�lt"�Of IflC l�tClOdi�E Nld OOVlflll�d10 pR'061Ef1�►��II�10$OCIII��IIIEh111rIC11l��OC��l: 411 NORTH CUSTR'ti BTRSBT ORAND IBI,AND� NBBR�91U1 68�03 [Propasy Aeemy TH[S MtTtE CON'fAIN3�'ftQVISIONS AI.I.OW[1VG FQR CHANGES UV MY 1NTEREST RATE ANA MY �pM�LY lAYI19BNT.INCit�A.4ES IN THE 11�RBST RATE WILL RE.4ULT iN f0G1HEA PAYMF.N'fS. DBC�EA.4BS IN TIfiB INTER�ST�A'i'8 WILL RF.SULT IN LOWER PAYMBMS. A(!DT!'[�'V!al.�S?�IAM'i'c. Is a�xs !o � t��...� � �t� e+:s.._�s � !ho �'suih; I�.- ' Banowa w�9 I,eader furt�er covan�ot aad aaroa as foUow�: A.IIVT6R�ST NtA'I'B.�lND 14IUNTIi1.Y P�►.YMEPiT CHAN�FS Tba Nae provides far ea iaitial insarst rMe of �.5 Q o 96. 't]►e No1a prceeldcy far chaa�r�ia d�e ieNae�t care�e�d d�e montNly�paya�aua.a folloav�: �.II�iTBRBST ItATL ANU M0�17'HI.Y PAYN�NT CHANGES (A)C'Y�Le D�Ie+ 711C 1J�oa+Wt C,MC I Wlll(�y m�y chirl�e a!f6e fitst dfy Of SSPTSI�BR � 1997 .�l On drt dry �,,,�y 12Tx mon16 thaaEla Bach dMO os�idlr.�y inkrat r,Ma oould clungo is c.allad a'C�agc T�ec•'' � � , (�)71e I�in� • , . ,:: ,. .. . . „ Bq;ioiuiq�'with d�e fint Ch�nae D�o�my iafudt tale wrlll b�f�eti oo�Ir�dmc.'Ibe"I�"i� . T�i itEYKLY;AV�itC�Tr:,YIBLD ON �A�TITBV S'�A�B9 TR�71SU�tY 8�CQAIT[88 ADJLJ$T� 1�Q._�.. COiY8T71NT I�Tt7Rin'S('�OF Y Xlt711t, ]18 MIID� AV71ILi1BY.� BY T!� Fim11RAL R�.R�AIT� SQAiiD. ��a�c rna��oc�a�:C�] 4s a.�C] _ '� �a�na�enw��ea n�e�c�c�� ..,,. . S!t�zs�is no too�ar.+isii46ie.die ride Haider wju cuoAan a now iad�c dp�t is t�sea upc�ri�trbiG iuram�oe. , 'Ibo Nole�k1�w►ilt�ive ma noti�ct of d�b c6oice. ' .+,;,, , {C1 C+�k�fie�o�C�a Ha6aa acA C1wa�e 1J�e.the No10 Fjolder wrjli aiculM�my oe�v HMeedMt rMC by addir� . � TMO � oN� x�LF P�P�Ke)( 2_500 •.�:��&)a d�e Curreac Iodm�. -� �e ride Hol�er M;u dKn rawa tde n�uc oc u�s Wdidon a d�o �rte�e�t f�rk�t N�g� L�"�. rlau Lo�►aa `,;•• . � • o� =ia�rtx ( .�xs�...� 96). . _'°, � ' �� 'Sabject b t6e timits x�Med in Soction a(D)6dow.thia rounded amount will be p�y aa�v iurecaot rMO uoW�haroci Ch�o�a . 1]�e. . ' 'Tre Nnoe�ioider�vill then do�armioe d�a�muunt of d�e mood�y pbrmeot tlut ar�aald be�at�'icient a repay Iha� prfncip�l.iUt�"n�n a�patod�o o�re at dn Chanje AMC in[nll on tbt mm�rity dMn at�ny ae�v Lnar�t rMe ia�anwJly �qw�l vu►a�i�dta.Zhe n�uk of tl�ls�Icul�dan wiU M the t�v amount of my montblY P�� f�)Li�jbo�istrr�nt Re�e Clu��ea chec*appropdata uvzer:if no box is cAecked�tbme will be no�nanirnr�e li�ntt on c/ianges.) (1)'I'hae will ba na nuximum Wnit on�Narest r�e chtnges. � � ' � xx (2)'Itio�r�c 1 m requind a pay at d�c IFa�t Chn�e U�e will na 6o ga�er t�aa 9.5 0 0 �, • , f,'D�,r,� 5.500 - �� ------- YY 1111t�!�___'_�Y��1� --L� • f" i4�4'_�_.L'_ � ��t\..�...T�.�.o..� ..............,�aY...�...v...w.,..w.�.i�nw:J�t�v w�f�°a�wo vT�►wl��a� . . R'IPO I>BRCSNT P�'�� P�p�(9) ( �.000 �) f�'Om dIC rale of �t I hYVe I�ow psying fa the proceding paiod. xx (4)My intaest nra wW aevrr ba gnea0er thye 1�.500 96�which is called the�"Maximum Rale." 7rHS "MIN'IMfA! RATE" WII,� NEVIfR AB L8S3 Tfihtt 5.500l. aULTISYATE A411lsTA1SlE ltATE RIDER-SInpN Famfly � �+y,aa ��1pA114M) VNP NOpTOAtiE FOY14�•q001s2t•72ft InMIaN:.__