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, L ; :��������� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in Rider executed by Borro er nd recorded with it. <br />� � i 2"`-� <br />STEVEN D GRATOPP Date LYNDA G GRATOPP Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ) <br />) <br />COUNTY OF fIALL ) <br />The faregoing instniment was acknowledged by STEV�N D GRATOPP and LYNDA G GRATOPP, before me <br />on February 4, 2011. In witness whereof, I hereunto et my d nd, if a licable, my official seal. <br />My commission expires: 5/10/2011 � <br />IS ' R MAYER <br />CONSUMER LOAN OFFI R <br />6ENERALNOTARY-SiateofNearasica Hall County, NE <br />� � LISA R. MAY�R � � � � � Identification Number � <br />-_ My Comm. Exp. May 10, 20it � <br />(Ofticial Seal) � � � � � � � <br />THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of I�ome Federal Savings & Loan Association of <br />Grand Island Grand Island <br />221 South Locust Street � � 221 South Locust Street � �� �� <br />Grand Island, NE 68801 Grand Island, NE 68801 <br />C9 2004-2Q70 Compliance Systems, Inc EEOBJSD9 - 2010.03.378 . <br />Consiimer Real Estate -Secm�ity Instivment DL2036 �' �� � Page 6 of 6 � � � www.compliancesystems.com <br />