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2011013i1 <br />Note to the selected product. The interest rate in effect for this Note after Conversion ("Converted Rate") will be an interest <br />rate equal to the Farmer Mac required net yield for the selected loan product with a maturity similar to the maturity date of <br />this Note subject to a four week mandatory delivery commitment, plus 0.740% basis points (the "Modification Note Rate"), <br />subject to any yield maintenance provision applicable to such product. The converted rate in effect as of the Conversion Date <br />will be equal to the rate calculated in the immediatelypreceding sentence as of 11:00 a.m. Louisville, Kentuckytime, on the <br />later of (a) the date which is four weeks prior to the Conversion Date and (b) the day lender receives Borrower's election to <br />convert this Note. If this required net yield is not available, the Lender will determine the Converted Rate by using <br />comparable information. <br />If Borrower elects to convert this Note, or is required to convert this Note by the terms hereof, but does not select a <br />particular product from the list of available products by the date specified in the list of products, the product designated by <br />Lender as the Default Product on the list of available products will be deemed to have been selected by Borrower. <br />(c) Calculation of New Payment. Upon the Borrower's exercise of the Conversion Option, the Lender will <br />determine the amount and payment schedule of the installments, which will be calculated to repaythe unpaid principal (net of <br />any principal payment due on the Conversion Date) in full over the period from the Conversion Date to the Final <br />Amortization Date at the new interest rate in substantially equal payments applied first to interest and then to principal. Any <br />remaining indebtedness, if not sooner paid, shall be due and payable on the Maturity Date. <br />To the extent that the Security Instrument and this Rider are inconsistent with each other, this Rider shall govern the <br />agreements of the parties hereto. <br />By Signing Below, Borrower accepts and agrees to the terms and covenants contained in this Variable Rate Rider. <br />� /1 <br />SignaNre Da[e <br />Donald F Moss <br />c���� �� ���� <br />SignaNre Date <br />Donna L Moss <br />[Sign Originals OnlyJ <br />MULTISTATE ADJUSTABLE RATE RIDER--Farmer Mac UNIFORM Form 6008r 11-�5-2007 <br />INSTRUMENT <br />�PeirsonPatterson, LLP: Arlington, Texas 2007-2009 <br />1614140211 [Doc Id 9713 Rev. 07.1510] <br />