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20f1012�� (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instnunent. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (� "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Bonower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, a�d all renewals, eztensions and modifications of the Note; and (ii) the performance of $orrower's covenants and agree�nts under dus Security Instrument and the Note. For this purpose, Borrower irrevocably granis and conveys to Trust�, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording 7urisdiction] [Name of Recording Jurisdiction] Lot One (1). Lincoln Subdivision, City of Grand Island, Hall County, Nebraska. Parc�l ID Number: 400058308 923 E 7th St Grand Island ("Properiy Address"): which currently has the addres.� of [�l (ciry�, Nebraska 68801 T�;p('.ode] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instnunent as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower wanants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-61NE) 108111 Page 3 of 15 in�ciais: Form 3028 1/O1 � t ., l , �,,�_ ; + aa ; . . I`� �',�'�� `