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�_ <br />� <br />�� <br />N � <br />0 �� <br />�� <br />� � <br />� �� <br />0 <br />N �� <br />� — <br />� — <br />� <br />� <br />- <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />--� <br />� <br />� <br />� <br />fi <br />� <br />� <br />.... <br />� <br />� <br />Ciy <br />r� i <br />� 7 � g � � <br />�� �: o <br />� <br />� <br />� , <br />20110126� <br />LL�: <br />�°: .. <br />� f <br />� <br />� <br />r� <br />r <br />� <br />0 <br />� <br />� <br />� <br />.�G7 <br />�h <br />Q <br />m <br />� <br />� <br />� <br />.._. <br />- n . <br />r <br />� <br />F--� <br />�� <br />_,� <br />� <br />c.� <br />� <br />C') tl� <br />o -� <br />G � <br />z rn <br />--�1 <br />"� O <br />O 'T� <br />—Tt Z <br />_ � <br />D � <br />t � <br />r n <br />cr� <br />x <br />n <br />� <br />� <br />[Space Above This Line For Recording Data] <br />Loan No: 101237308 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated February 9, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Todd V. Elsbernd and Jeannine L. Elsbernd, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender"is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska . <br />Lender's address is 20�9 N. Diers Ave. <br />Grand Island, NE 68803 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 _ <br />(E) "Note" means the promissory note signed by Borrower and dated February 9, 2011 . <br />The Note states that Borrower owes Lender <br />One Hundred Sixty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 160,000.00 ) plus interest. Borrower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than March 1, 2026 . <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 ` <br />Laser Forms Inc. (800) 446-3555 � <br />LFI#FNMA3028 4/02 Pdg@1 Of13 II11t181S: ��--� � <br />O <br />N <br />O � <br />� � <br />Cf� <br />�� a <br />0 � <br />F-'-' �3 <br />rv � <br />rn� <br />�� <br />0 <br />� <br />�� <br />