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_► <br />20110124''1 <br />(C) "Lender" is �LLS FARGO BANK, N. A. <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES <br />Lender's address is P.O. BOX 11701, NEWARK, NJ 071014701 <br />Lender is the beneficiary under this Securiry Instrument. <br />(D) "Trustee" is �LLS FARGO FINANCIAL NATL BNK <br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 . <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 08 , 2011 . <br />The Note states that Borrower owes Lender ONE AUNDRED FIFTY THOUSAND AND 00/100 <br />Dollars <br />(U.S. $****15 U00 . 00 ) plus interest. Borrower has promised to pay this debt in regutar Periodic <br />Payments and to pay the debt in full not later thanlKARCH O1, 2026 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this 5ecurity Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable] : <br />0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider <br />0 Balloon Rider ❑ Planned Unit Development Rider ❑ 1-4 Family Rider <br />� VA Rider � Biweekly Payment Rider ❑ Other(s} [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instniment, computer, or magnetic tape so as to order, instruct, or authorize a financial instilution to debit <br />or credit an account. �uch term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(11� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5} for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - �� <br />�-6(NE) iosi i � Page z or i s i��t+ Form 3028 1/01 <br />